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LendingLife

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Trump heads to Davos with housing ideas as industry looks for concrete fixes

January 19, 2026 by bp56691
Trade groups broadly welcome the administration’s focus on affordability at a time when mortgage rates remain above 6%, while stressing the need for additional detail and complementary policies.
Categories Affordability, Community Home Lenders of America, Donald Trump, HWmember, LendingLife, Mortgage, Mortgage Bankers Association, Regulatory, Trump Administration

NAMB urges FHA to end lifetime mortgage insurance rule

January 13, 2026 by bp56691
NAMB urges FHA to end its lifetime mortgage insurance rule, citing outdated policies and improved financial conditions for the MMI Fund.
Categories FHA, FHA loan, Government Lending, HWmember, LendingLife, Mortgage, Mortgage Insurance, NAMB, Regulatory

Sharp decline in mortgage rates revives hopes of a refi surge, LOs say

January 9, 2026 by bp56691
A modest mortgage rate drop may boost refinancing by 15% to 25%, but lenders caution that activity depends on rates staying low.
Categories HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing

Trump directs GSEs to buy $200B in MBS to push mortgage rates lower

January 8, 2026 by bp56691
President Donald Trump said Thursday that he is directing representatives at the government-sponsored enterprises (GSEs) to purchase $200 billion in mortgage-backed securities (MBS), a move he said is intended to bring mortgage rates down.
Categories Donald Trump, Fannie Mae, FHFA, Freddie Mac, GSEs, HWmember, LendingLife, MBS, Mortgage, Mortgage Rates, Politics, Regulatory

Producing LOs grow their ranks in 2025: RETR

January 6, 2026 by bp56691
Producing LOs grow their ranks in 2025: RETR
The mortgage industry recorded a modest increase in the number of producing loan officers in 2025 — the first annual rise since the COVID-19 pandemic, according to early data from mortgage technology platform RETR.
Categories Credit Union, HWmember, IMBs, LendingLife, Loan Officer, Mortgage, Mortgage and Housing Layoffs, Origination

Mortgage rates cool in 2025, but 2026 relief likely limited

December 23, 2025 by bp56691
Mortgage rates started the year slightly above 7% but are heading into the holiday season near 6.2%. 2026 forecasts show little change ahead.
Categories Federal Reserve, HWmember, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center

How The Loan Store doubled volume in a crowded wholesale market

December 23, 2025 by bp56691
In the first nine months of 2025, the company doubled its origination volume to $8.2 billion, ranking as the fourth-largest U.S. wholesale lender.
Categories Arizona, HWmember, LendingLife, Mortgage, Mortgage Broker, Non-QM, Origination, Underwriting, Wholesale Lending

ICE taps Bob Hart to lead mortgage technology division

December 16, 2025 by bp56691
Hart will succeed Tim Bowler, who will transition to ICE’s fixed income and data services division, where he will focus on index development and financial institution infrastructure.
Categories Black Knight, Ellie Mae, HWmember, ICE Mortgage Technology, Intercontinental Exchange, LendingLife, Mortgage, People Movers, Team Leaders, Technology

Don Goettling goes all in with Momentum Builder

December 12, 2025 by bp56691
Don Goettling, a 39-year mortgage veteran, shifts his focus at Momentum Builder as he aims to provide vital resources and community support.
Categories HWmember, LendingLife, Loan Officer, Marketing, Mortgage, Partnerships, Sales Techniques, Technology

Pathway Lending launches $30M housing fund

December 11, 2025 by bp56691
Pathway Lending launches a $30M fund to acquire and preserve affordable housing in Tennessee, addressing the state’s growing housing crisis.
Categories Affordable Housing, Housing Market, HWmember, LendingLife, Nashville, Rental Properties, Tennessee
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