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Mortgage Rates Center

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Mortgage rates rise past 6.75% as inflation uncertainty persists

July 7, 2026 by bp56691
30-year conforming rates averaged 6.77%, with jumbo at 6.75%, as Fed messaging stayed hawkish and 1-year inflation expectations rose to 3.7%.
Categories Cotality, Federal Reserve, HWmember, Inflation, Mat Ishbia, Mortgage Rates, Mortgage Rates Center

Mortgage rates move near 6.8% as the potential for a Fed hike grows

June 23, 2026 by bp56691
Sentiment has shifted when it comes to rate expectations as more housing market observers are predicting at least one rate hike this year.
Categories Bank of America, Federal Reserve, FHA loan, HWmember, Mortgage Bankers Association, Mortgage Rates, Mortgage Rates Center

Mortgage rates level off, but is 6.5% the new normal?

April 7, 2026 by bp56691
Mortgage rates level off, but is 6.5% the new normal?
Mortgage rates have soared in the past month, but market participants appeared to take a wait-and-see approach this week as they contemplate further price increases for home loans.
Categories Bright MLS, Federal Reserve, HWmember, Inflation, JPMorgan Chase, Mortgage, Mortgage Rates, Mortgage Rates Center, Regulatory

Mortgage rates steady near 6.15% as oil and jobs data pose risks

March 10, 2026 by bp56691
Mortgage rates steady near 6.15% as oil and jobs data pose risks
30-year mortgage rates hovered near 6.15% as employer payrolls fell by 92,000 in February and markets expected no Fed rate cut next week.
Categories Bright MLS, Coldwell Banker, Data & Visuals, Existing home sales, Federal Reserve, Housing Market, HWmember, Mortgage Bankers Association, Mortgage Rates, Mortgage Rates Center, Zillow

Spreads play the superhero as mortgage rates move below 6% again

February 23, 2026 by bp56691
Spreads play the superhero as mortgage rates move below 6% again
After a weekend of crazy headlines and a stock sell-off on Monday morning, bond yields are close to hitting 4% again, but mortgage rates are back under 6% once again, which is the multiyear low in recent history.
Categories Housing Market, Housing Market Data, HWmember, Mortgage Rates, Mortgage Rates Center

BLS jobs report for January delayed by partial government shutdown

February 2, 2026 by bp56691
The BLS January jobs report is postponed due to a government shutdown, delaying the release of key labor data and economic indicators.
Categories Bureau of Labor Statistics, Government Shutdown, Housing Market, Jobs Report, Mortgage Rates, Mortgage Rates Center

Mortgage rates cool in 2025, but 2026 relief likely limited

December 23, 2025 by bp56691
Mortgage rates started the year slightly above 7% but are heading into the holiday season near 6.2%. 2026 forecasts show little change ahead.
Categories Federal Reserve, HWmember, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center

Mortgage rates dip slightly, staying near 2025 lows ahead of CPI report

October 21, 2025 by bp56691
Mortgage rates dip slightly, staying near 2025 lows ahead of CPI report
The government shutdown, which reached its 21st day on Tuesday, postponed the release of key inflation data.
Categories HWmember, LendingLife, Mortgage Rates, Mortgage Rates Center

The Fed could cut rates in September. Mortgage pros are skeptical of the impact

August 1, 2025 by bp56691
While many expect the Federal Reserve to cut interest rates at its September meeting, mortgage professionals caution that even if it happens, it won’t significantly impact the industry.
Categories Federal Reserve, Homebuyers, HWmember, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center, Origination, Refinancing

Mortgage rate volatility rises amid trade war, keeping LOs busy 

April 8, 2025 by bp56691
Mortgage rate volatility rises amid trade war, keeping LOs busy 
Despite mortgage rate volatility that makes conditions difficult for lenders, LOs tell HousingWire they’ve seen no fall-off in mortgage applications.
Categories Donald Trump, Mortgage, Mortgage Rates, Mortgage Rates Center, Tariffs, Trump Administration, UMortgage
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