HUD eyes 203(k) renovation changes to boost housing supply
Recent draw changes and a potential review of consultant requirements signal a refocus on the product
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Hispanic homebuyers still want in. Here’s how real estate agents can help
The column highlights FHA 203(k) and conventional renovation loans for financing purchase plus eligible repairs.
Mortgage rates move near 6.8% as the potential for a Fed hike grows
Sentiment has shifted when it comes to rate expectations as more housing market observers are predicting at least one rate hike this year.
Ginnie Mae’s Joseph Gormley sounds the alarm on ‘risk-layered’ FHA portfolios
Ginnie Mae removed TPP loans from delinquency counts, expects cures to improve and ramps up loan-level transfers to boost liquidity.
FHA turns attention to the ‘flipping rule’ and AVMs
FHA signals push to repeal its 90-day anti-flipping rule and update AVMs, while new loss-mitigation rules are tied to $2 billion in savings.
HousingWire Mortgage Rankings: How top LOs dominated government lending in 2025
Navy veterans Jason Smith and Martin Medve used their mastery of guidelines and a niche borrower focus to dominate FHA and VA lending in 2025.
US foreclosure filings rise 14% in 2025 as FHA borrowers face greater risk
U.S. foreclosure filings rose 14% in 2025 to 367,460 properties, but they remain 87% below the 2010 peak, according to ATTOM data.
NAMB urges FHA to end lifetime mortgage insurance rule
NAMB urges FHA to end its lifetime mortgage insurance rule, citing outdated policies and improved financial conditions for the MMI Fund.
Optimal Blue: Rate-and-term refis soar 70% in August
Borrowers rushed to refinance in August as mortgage rates eased, pushing rate-and-term lock volume up 70% from July, according to Optimal Blue’s Mortgage Market Advantage report.
FHA seeks input on buy now, pay later lending
The Federal Housing Administration (FHA) has opened a request for information on buy now, pay later (BNPL) lending as it seeks to understand its implications for housing affordability and stability.