LendingLife – Page 2 – Cantilever Real Estate

Secondary mortgage market waits for data, creates workarounds amid shift to alternative credit scores

June 4, 2026 by bp56691

In the secondary market, investors and credit rating agencies are awaiting additional performance data while developing workarounds to keep loans moving through the system.

Land leases, ARM buydowns emerge as lending options while mortgage rates stay elevated

May 20, 2026 by bp56691

Mortgage lenders are getting creative to combat the housing affordability crisis fueled by rising interest rates, rolling out novel products and blending existing options to keep borrowers in the market.

Ginnie Mae’s Joseph Gormley sounds the alarm on ‘risk-layered’ FHA portfolios

May 18, 2026 by bp56691

Ginnie Mae removed TPP loans from delinquency counts, expects cures to improve and ramps up loan-level transfers to boost liquidity.

FHA turns attention to the ‘flipping rule’ and AVMs

May 18, 2026 by bp56691

FHA signals push to repeal its 90-day anti-flipping rule and update AVMs, while new loss-mitigation rules are tied to $2 billion in savings.

How loan officers are saving deals as mortgage rates cross 6.6%

May 15, 2026 by bp56691

Loan officers are shifting their playbooks to keep deals alive as mortgage rates climb north of 6.6%.

Rocket beats earnings guidance with strongest quarterly profit in four years

May 7, 2026 by bp56691

Rocket Companies reported its most profitable quarter in four years as artificial intelligence initiatives, a larger servicing portfolio and recent acquisitions helped the Detroit-based firm grow market share despite a choppy mortgage backdrop.

UWM challenges Two Harbors board over rejection of $12 per share bid

May 4, 2026 by bp56691

UWM Holdings Corp. is challenging Two Harbors Investment Corp.’s board after it rejected a $12 per share acquisition proposal in favor of an $11.30 per share deal with CrossCountry Mortgage LLC.

The Gathering: How is AI reshaping mortgage lending and servicing?

April 30, 2026 by bp56691

Pennymac, Fairway and CreditXpert highlight ways for AI to positively impact the mortgage process for current or prospective borrowers.

The Gathering 2026: Mortgage execs debate the hidden risks of credit score reform

April 28, 2026 by bp56691

Mortgage industry executives say the shift to new credit score models and lender choice could raise mortgage delinquencies, reshape pricing grids at the government-sponsored enterprises (GSEs) and ultimately push costs back onto borrowers, even if the costs for scores fall on the front end.

Foreclosure filings accelerate in early 2026 as servicer pressure builds

April 16, 2026 by bp56691

Foreclosure activity accelerated in the first quarter of 2026, with signs of mounting operational pressure for mortgage servicers and downstream vendors.