Awaiting the CFPB’s next act ahead of Vought’s departure
With Vought authority ending Aug. 1, the CFPB awaits Brian Johnson’s nomination as states expand enforcement and lenders seek clarity.
Trump Administration
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Trump didn’t sign it, but the 21st Century ROAD to Housing Act is now law
The legislation, aimed at cutting red tape and making homeownership more attainable, is now the law of the land after President Donald Trump declined to sign or veto the bill before midnight Eastern time Saturday.
Nest Egg Protection Act would raise capital gains tax exclusion for senior home sellers
Rep. Nicole Malliotakis proposes the Nest Egg Protection Act to raise the capital gains exclusion to $1M for longtime senior homeowners.
NALHFA: HUD cuts would worsen housing affordability challenges
Jonathan Paine, executive director of NALHFA, says proposed cuts will only exacerbate existing hurdles for many Americans.
Trump’s executive order unlikely to slow adoption of AI in real estate
eXp CTO Carrie Lysenko warned of three risks that matter most for real estate operators right now. The first is data exposure.
Home equity cap tied to Medicaid eligibility is set to change
New Medicaid rule will cap home equity at $1 million for long-term care eligibility beginning in 2028, potentially affecting senior homeowners.
New federal funding a mixed bag for housing programs
Just under $35 billion is provided for HUD’s tenant-based rental assistance account — commonly known as the Housing Choice Voucher Program.
Real estate agents hope Kevin Warsh can calm roller coaster housing market
For agents, the questions are straightforward. Will borrowing costs finally ease? Will potential buyers regain needed homeownership footing?
HUD says Realtors can discuss crime and school data, reversing Biden-era stance
HUD has also accused the National Association of Realtors of imposing a “professional gag order” on its members.
White House backs deregulation as it looks to address estimated 10M housing deficit
White House ties housing costs to overregulation and a deficit of 10 million single-family homes as builders face high costs and shrinking margins.