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Freddie Mac

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Mortgage industry backs LLPA changes but is divided over priorities

November 5, 2025 by bp56691
The mortgage industry largely supports changes to the loan-level price adjustment (LLPA) matrix but remains divided on priorities, with a full overhaul unlikely amid a potential stock offering of Fannie Mae and Freddie Mac. 
Categories Fannie Mae, FHFA, Freddie Mac, GSEs, HWmember, LendingLife, Mortgage, Origination, Regulatory, Regulatory Compliance

Aivre launches UAD 3.6 compliant appraisal platform

November 3, 2025 by bp56691
UAD 3.6 calls for electronic submission of appraisals to align with the MISMO v3.6 reference model for mortgage industry data.
Categories Appraisals, Appraisals and Valuations, Artificial Intelligence, Compliance, Fannie Mae, Freddie Mac, HWmember, MISMO, Technology, Valuation

Debate heats up around GSEs’ potentially larger role as MBS buyers

October 30, 2025 by bp56691
Overall, the perception is that having new buyers of MBS would be positive for the industry, although some question whether the GSEs would be the best actors to play this role.
Categories Fannie Mae, Federal Reserve, FHFA, Freddie Mac, HWmember, LendingLife, MBS, Mortgage, Mortgage Rates, Regulatory

Real estate leaders praise federal housing action, stress first-time buyer help

October 30, 2025 by bp56691
NextHome co-CEO Keith Robinson and others are happy to see Washington address housing, but say more first-time homebuyers help is needed.
Categories Affordability, Brokerage, Fannie Mae, FHFA, First-Time Homebuyers, Freddie Mac, Gen Z, HUD, HWmember, Millennials, NextHome, Politics, Real Estate, The White House

ALTA’s David Townsend on housing affordability and title insurance regulations

October 29, 2025 by bp56691
Townsend said his agenda will include efforts to expand housing access, halt right-to-list agreements and oppose title waivers.
Categories Affordability, ALTA, Fannie Mae, Fidelity National Financial, Freddie Mac, Housing Inventory, HWmember, Title, Title insurance

Fannie and Freddie waive some loan requirements amid shutdown

October 1, 2025 by bp56691
Government agencies and enterprises issued guidance on Wednesday for mortgage operations and servicing during the current government shutdown.
Categories Fannie Mae, FHA, Freddie Mac, Ginnie Mae, Government Lending, Government Shutdown, HWmember, LendingLife, Mortgage, Origination

Commerce Secretary Lutnick says Fannie, Freddie IPO ‘could well be this year’

September 12, 2025 by bp56691
Lutnick appeared on CNBC to offer comments about the plans and said the offering “could potentially be the largest IPO in history.”
Categories Conservatorship, Department of Commerce, Fannie Mae, Freddie Mac, GSE Reform, GSEs, HWmember, IPO, Mortgage, Regulatory, Trump Administration

Top 5 IMB priorities for GSEs in a post-conservatorship world

September 8, 2025 by bp56691
Given the Trump administration’s goal of releasing the GSEs from conservatorship, the CHLA outlines five key priorities for IMBs.
Categories Community Home Lenders of America, Fannie Mae, Freddie Mac, GSE Reform, GSEs, Opinion, Origination, Regulatory

FHFA clears Rocket’s $9.4B acquisition of Mr. Cooper, with safeguards

August 26, 2025 by bp56691
Despite clearing approval, FHFA underscores need to limit counterparty risk and preserve mortgage market stability.
Categories Fannie Mae, FHFA, Freddie Mac, HWmember, LendingLife, Mergers and Acquisitions, Mortgage, Mr. Cooper, Mr. Cooper Group, Regulatory, Rocket Companies, Rocket Mortgage

Ex-GSE risk chief makes case for Fannie-Freddie merger

August 19, 2025 by bp56691
Clifford Rossi, academic director of the Smith Enterprise Risk Consortium at the University of Maryland, pushes a merger as solution to avoid a race to the bottom.
Categories Conservatorship, Fannie Mae, Freddie Mac, Government-Sponsored Enterprise, GSE Reform, GSEs, HWmember, LendingLife, Mortgage, private-label securities, Regulatory, Secondary market
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Recent Posts

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  • Mortgage industry backs LLPA changes but is divided over priorities
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