Mortgage spreads are the only thing keeping rates under 7%
If mortgage spreads were at the highest levels from 2023-2025 with the 10-year yield at this level, mortgage rates would be over 7%.
Housing Market
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Housing demand shockingly positive even as the Iran war continues
Housing demand rebounded last week even though the war with Iran continues and mortgage rates are higher today than before the war started.
Inventory rises as pricing lags in the spring housing market
More homes are hitting the market, but pricing is still catching up. Here’s what that means for agents, buyers and investors right now.
Weekly pending home sales show yearly growth as mortgage rates fall
Inventory rose to 743,006, new listings hit 77,919 and pending sales rose to 73,241 as rates neared 6.25%.
Three lessons for mortgage leaders right now
Mortgage still repeats old habits, chasing top producers, designing for internal teams, and lagging AI, despite new data and tools.
HOA liens climb 8.6% nationwide in 2025, with Sun Belt states feeling the most heat
HOA lien filings rose 8.6% in 2025 to nearly 285,000 nationwide, with Florida leading in volume and Louisiana and Colorado driving increases.
NAREB affordable homeownership bus tour targets Black homeownership gap
NAREB launches an eight-city bus tour April 25 to address Black homeownership at 44.2% vs 75.1% for white families.
Why is housing inventory growth slowing down in 2026?
Inventory is up from record lows, but new listings remain below normal, keeping 2026 growth rates below last year’s peak.
NYC ultra-luxury market surges amid global unrest
One Manhattan broker is seeing more families relocating from Dubai, which experienced an enormous post-COVID market surge.
Is housing inventory about to turn negative year over year?
U.S. inventory growth slowed to 3.21% year over year as rates neared 6.64%, with new listings down 7.9% from 2025.