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Donald Trump

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Tapping a 401(k) for homeownership is risky business, experts say

January 22, 2026 by bp56691
Only about 40% of Americans are on track to meet retirement needs, and the average saver faces a $5,000 annual shortfall in retirement.
Categories Donald Trump, Down Payment Assistance, Home Prices, Homeownership, HWmember, Retirement, Reverse

Real estate leaders applaud Trump’s focus on housing, but question the impact

January 21, 2026 by bp56691
Trump’s housing plan includes a ‘ban’ on institutional buyers and capping credit card rates, but industry leaders question the impact.
Categories Affordability, Anthony Lamacchia, Bess Freedman, Brokerage, Donald Trump, Fannie Mae, Freddie Mac, HomeServices of America, HWmember, Institutional investors, Lamacchia Realty, Legislation, Real Estate, Trump Administration

Trump heads to Davos with housing ideas as industry looks for concrete fixes

January 19, 2026 by bp56691
Trade groups broadly welcome the administration’s focus on affordability at a time when mortgage rates remain above 6%, while stressing the need for additional detail and complementary policies.
Categories Affordability, Community Home Lenders of America, Donald Trump, HWmember, LendingLife, Mortgage, Mortgage Bankers Association, Regulatory, Trump Administration

Trump directs GSEs to buy $200B in MBS to push mortgage rates lower

January 8, 2026 by bp56691
President Donald Trump said Thursday that he is directing representatives at the government-sponsored enterprises (GSEs) to purchase $200 billion in mortgage-backed securities (MBS), a move he said is intended to bring mortgage rates down.
Categories Donald Trump, Fannie Mae, FHFA, Freddie Mac, GSEs, HWmember, LendingLife, MBS, Mortgage, Mortgage Rates, Politics, Regulatory

The list of all Trump’s actions in 2025 that impacted housing

December 31, 2025 by bp56691
Here are the actions the Trump administration or Congress have taken that impact housing since President Trump took office on Jan. 20, 2025.
Categories CFPB, Donald Trump, FHFA, Housing Market, HUD, HWmember, Politics, Regulatory

Kevin Hassett is the rumored lead for Fed chair position

November 25, 2025 by bp56691
Kevin Hassett is the rumored frontrunner to become the next Federal Reserve chair as he aligns with Trump’s interest rate agenda.
Categories Donald Trump, Federal Open Market Committee, Federal Reserve, HWmember, Jerome Powell, Monetary Policy, Mortgage, Politics, Regulatory, Trump Administration

What real estate agents need to know about the 50-year mortgage

November 12, 2025 by bp56691
Extending terms to 50 years does lower monthly payments — but it also substantially increases total interest paid and slows equity growth.
Categories Affordability, Agent, Bill Pulte, Donald Trump, Fannie Mae, Freddie Mac, Homebuying, HWmember, Mortgage, Real Estate, The White House, Trump Administration

A 50-year mortgage could double your interest payment

November 9, 2025 by bp56691
A 50-year mortgage could double your interest payment
Trump’s 50-year mortgage proposal could be a tough sell due to higher interest costs and regulatory limits under current Dodd-Frank rules.
Categories 30-Year Fixed Mortgage, Donald Trump, FHFA, Housing Market, Mortgage, Origination

Trump proposes 50-year mortgage to help affordability

November 8, 2025 by bp56691
Trump proposes 50-year mortgage to help affordability
Trump supports 50-year mortgages to lower monthly payments, but longer terms reduce equity and aren’t currently allowed under the Dodd-Frank Act.
Categories 30-Year Fixed Mortgage, Donald Trump, Federal Reserve, Housing Market, Mortgage, Origination

Memo reportedly undercuts mortgage fraud allegations against Letitia James

October 23, 2025 by bp56691
Prosecutors reviewing the mortgage occupancy fraud case against New York Attorney General Letitia James determined there is evidence that undercuts the allegations against her, according to an ABC News report based on sources.
Categories Department of Justice, Donald Trump, HWmember, Lawsuit, Legal, Mortgage, Mortgage Fraud, New York
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