Analysis questions CFPB’s economic impact, sparks debate over true costs
The report assesses the CFPB’s economic impact, highlighting potential costs to borrowers, but the findings remain a subject of debate.
Mortgage Rates
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Housing demand snaps back as mortgage rates near 6%
Housing demand rebounded as snow effects faded, pending sales and new listings rose, and price cuts fell 1% with rates at 6.04%.
Pennymac leader on policy shifts to ease homeownership barriers
As Congress prepares for hearings on mortgage finance and affordability, industry leaders are bracing for months of policy debate.
Barry Habib, Logan Mohtashami say housing market set for pent-up demand surge
With pent-up demand, multi-generational buyers and a suppressed market, 2026 could be a landmark year for U.S. housing.
Housing inventory and new listings show impact of winter weather
Severe winter weather led to a week-over-week decline in housing inventory and new listings, with purchase applications also down.
BLS jobs report for January delayed by partial government shutdown
The BLS January jobs report is postponed due to a government shutdown, delaying the release of key labor data and economic indicators.
Housing demand is still positive even with epic snowstorm
Despite a major snowstorm and Fed news, housing data stayed positive as mortgage rates held near 6% and purchase apps rose 18% year over year.
Lower mortgage rates boosting demand early in 2026
Mortgage rates near 6% are driving higher home sales and applications, with inventory and new listings also rising in 2026.
Housing demand is off to a solid start in 2026
Mortgage rates and spreads stabilize, driving growth in home sales and inventory for the 2026 housing market.
Existing home sales outlook improves as mortgage rates stabilize
Normalized mortgage spreads and steady rates may drive the first real year of home sales growth since 2021.