Mortgage spreads are the only thing keeping rates under 7%
If mortgage spreads were at the highest levels from 2023-2025 with the 10-year yield at this level, mortgage rates would be over 7%.
Mortgage Rates
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Housing demand shockingly positive even as the Iran war continues
Housing demand rebounded last week even though the war with Iran continues and mortgage rates are higher today than before the war started.
First-time homebuyer’s shrinking presence — what it means for real estate agents
The trends is reshaping how agents build their businesses, talk about value and prepare for a future without traditional buyer pipelines.
Weekly pending home sales show yearly growth as mortgage rates fall
Inventory rose to 743,006, new listings hit 77,919 and pending sales rose to 73,241 as rates neared 6.25%.
MBA chief economist says mortgage rates, inflation will stay elevated through 2026
MBA’s Mike Fratantoni expects 2026 inflation near 4% and no Fed cuts, keeping mortgage rates and bond yields elevated.
Is housing inventory about to turn negative year over year?
U.S. inventory growth slowed to 3.21% year over year as rates neared 6.64%, with new listings down 7.9% from 2025.
The rumors aren’t true. Housing market crash unlikely despite war, high rates
HousingWire lead economic analyst Logan Mohtashami has cited a key ingredient needed for a crash that’s currently missing.
Mortgage rates level off, but is 6.5% the new normal?
Mortgage rates have soared in the past month, but market participants appeared to take a wait-and-see approach this week as they contemplate further price increases for home loans.
How is the housing market weathering war-time economics?
War-time economics have sent gas prices skyrocketing and pushed mortgage rates higher over the last five weeks, from a low of 5.99% to a high of 6.64%.
Housing demand holds up despite mortgage rates at yearly highs
Mortgage rates ended the week at 6.64%, purchase apps slowed to 5% YoY, inventory rose to 713,549 and mortgage spreads were about 2%.