AD Mortgage flags condo reserve rules in FHFA letter
AD Mortgage launched a policy initiative and urged FHFA to watch condo rule changes, noting 30% of projects reviewed fell below 15% reserves.
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FHFA pushes GSEs to embrace chattel loans in Duty to Serve proposal
The FHFA has proposed replacing its existing Duty to Serve regulation with an outcome-based framework that would change how Fannie Mae and Freddie Mac support manufactured housing, affordable housing preservation and rural housing.
FHFA pushes for direct power to sue for mortgage fraud
The Federal Housing Finance Agency (FHFA) and Director Bill Pulte are asking Congress for the power to bring civil lawsuits against individuals suspected of mortgage fraud.
Trump says Fannie Mae, Freddie Mac IPO still on the table
Trump said an IPO for Fannie Mae and Freddie Mac is still being considered, even as FHFA Director Bill Pulte becomes acting DNI June 30.
The Gathering 2026: Mortgage execs debate the hidden risks of credit score reform
Mortgage industry executives say the shift to new credit score models and lender choice could raise mortgage delinquencies, reshape pricing grids at the government-sponsored enterprises (GSEs) and ultimately push costs back onto borrowers, even if the costs for scores fall on the front end.
The GSEs updated their rules for condo loans. Will they be helpful or harmful?
Fannie Mae and Freddie Mac revised condo project and insurance rules, easing some costs but tightening reserve and review requirements.
Trump executive orders target housing supply and mortgage credit
The executive orders arrive a few weeks after Trump’s State of the Union address to Congress in which the president offered limited details about his housing affordability proposals.
Is the lock-in effect loosening its grip on housing? Realtor.com thinks so
U.S. homeowners who carry mortgages with rates of 6% or more now outnumber those with rates below 3%.
Trump directs GSEs to buy $200B in MBS to push mortgage rates lower
President Donald Trump said Thursday that he is directing representatives at the government-sponsored enterprises (GSEs) to purchase $200 billion in mortgage-backed securities (MBS), a move he said is intended to bring mortgage rates down.
The list of all Trump’s actions in 2025 that impacted housing
Here are the actions the Trump administration or Congress have taken that impact housing since President Trump took office on Jan. 20, 2025.