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Community Home Lenders of America

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CHLA wants IMBs to be eligible for FHLBank membership

August 17, 2026 by bp56691

Group warns against expanded mortgage purchases while urging modernized membership and annual lending reviews

Categories Community Home Lenders of America, Federal Home Loan Banks, FHFA, HWmember, IMBs, Mortgage

Mortgage trade groups urge VA to revise elements of proposed partial claim rules

March 12, 2026 by bp56691
MBA and CHLA asked VA to revise its partial claim and loss-mitigation proposal, pushing for a simpler waterfall and a 180-day lead time.
Categories Community Home Lenders of America, HWmember, Loss Mitigation, Mortgage, Mortgage Bankers Association, Mortgage Servicing, Regulatory, Servicing, U.S. Department of Veterans Affairs, VA Loan, Veterans

Single-file credit proposal reignites debate over savings vs risks

February 9, 2026 by bp56691
A proposal to replace the longstanding tri-merge credit report with a single-file model has reignited debate over borrower costs and systemic risk, placing trade associations on opposing sides.
Categories Bob Broeksmit, Community Home Lenders of America, credit report, HWmember, LendingLife, Mortgage, Mortgage Bankers Association, Origination

Trump heads to Davos with housing ideas as industry looks for concrete fixes

January 19, 2026 by bp56691
Trade groups broadly welcome the administration’s focus on affordability at a time when mortgage rates remain above 6%, while stressing the need for additional detail and complementary policies.
Categories Affordability, Community Home Lenders of America, Donald Trump, HWmember, LendingLife, Mortgage, Mortgage Bankers Association, Regulatory, Trump Administration

Top 5 IMB priorities for GSEs in a post-conservatorship world

September 8, 2025 by bp56691
Given the Trump administration’s goal of releasing the GSEs from conservatorship, the CHLA outlines five key priorities for IMBs.
Categories Community Home Lenders of America, Fannie Mae, Freddie Mac, GSE Reform, GSEs, Opinion, Origination, Regulatory

NAMB issues support for CHLA white paper on LO compensation

June 30, 2025 by bp56691
NAMB’s letter said that the association opposes the current “rigid” interpretation of loan originator compensation regulations.
Categories CFPB, Community Home Lenders of America, HWmember, Loan Officer, Mortgage, NAMB, Regulatory, Regulatory Compliance

CFPB freezes nonbank registry rule after industry pushback

April 11, 2025 by bp56691
The CFPB is rescinding a rule that required nonbank financial services providers to register with a new federal database.
Categories CFPB, Community Home Lenders of America, Consumer Financial Protection Bureau, HWmember, Mortgage, Mortgage Bankers Association, Regulatory

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