Mortgage rates level off, but is 6.5% the new normal?
Mortgage rates have soared in the past month, but market participants appeared to take a wait-and-see approach this week as they contemplate further price increases for home loans.
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So far, 2026 job growth is better than 2025
March payrolls rose 178,000 and unemployment held at 4.3%, supporting a Fed on hold amid elevated inflation and Iran conflict risk.
How the ROAD to Housing Act could improve home affordability
The ROAD act targets a 37% affordability gap with supply incentives, ADU support and small dollar mortgage fixes, with limits.
Mortgage rates are breaking higher — and things can get worse with Iran conflict
The Iran war pushed the 10-year yield above a key level Friday and mortgage rates are headed higher as the conflict drags on.
Federal judge blocks DOJ subpoenas targeting Federal Reserve Chair Powell
A federal judge on Friday blocked subpoenas that the U.S. Department of Justice (DOJ) served the Federal Reserve in a case involving Jerome Powell’s Congressional testimony on the central bank’s headquarters renovation.
Mortgage rates steady near 6.15% as oil and jobs data pose risks
30-year mortgage rates hovered near 6.15% as employer payrolls fell by 92,000 in February and markets expected no Fed rate cut next week.
How will rising oil prices impact the U.S. housing market?
As oil spiked toward $120, the 10-year yield moved to 4.21% then eased to 4.13% while mortgage rates stayed near 6.17%.
Negative jobs report keeps mortgage rates calm amid surging oil prices
BLS reported payrolls down 92,000 and unemployment at 4.4%, as oil touched $92 and the 10-year yield reversed to near 4.12%.
Trade groups push for lower MSR capital charges, tailored mortgage risk weights
Eight trade groups representing lenders are urging federal regulators to revise bank capital rules by adopting a more tailored risk weight for mortgages held on balance sheets and by significantly cutting the capital charge applied to mortgage servicing rights.
Bank capital relief may not quickly shift mortgage market dynamics
Regulatory changes to how banks treat mortgage assets — anticipated this week by Federal Reserve Vice Chair Michelle Bowman — may have an impact on the mortgage market over time, analysts said.