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Pulte says FHFA weighing bi-merge, single credit report

September 4, 2026 by bp56691

FHFA opens door to VantageScore for all lenders

Categories Bill Pulte, credit report, Credit Score, FHFA, HWmember, LendingLife, Mortgage, Regulatory, VantageScore

DOJ, FBI say China-backed hackers breached Fed, other US agencies

August 26, 2026 by bp56691

Court docs tie QTFY group to multiagency cyber breaches

Categories Cybersecurity, Department of Justice, Federal Reserve, HWmember, Regulatory

Colorado’s AI proposal raises new compliance questions for lenders

August 25, 2026 by bp56691

MBA says definitions of ADMT and consequential decisions need clearer guidance for creditors

Categories Artificial Intelligence, Colorado, HWmember, Mortgage, Regulatory, Regulatory Compliance

Unlock reaches deal with Minnesota AG after home equity agreements were labeled illegal

August 24, 2026 by bp56691

Minnesota AG secures nearly $1M in relief; Unlock is no longer offering HEAs there

Categories Home Equity, Home Equity Investments, HWmember, Minnesota, Mortgage, Regulatory

Real Brokerage wins Canadian court approval for REMAX deal

August 21, 2026 by bp56691

Companies target Aug. 24 close, DOJ already ended HSR waiting period early.

Categories Brokerage, HWmember, Mergers and Acquisitions, Real Estate, Regulatory, REMAX, The Real Brokerage

Newrez agrees to $15.5M settlement over forced-place insurance

August 12, 2026 by bp56691
Regulators in 46 states and DC reached a $15.5M settlement with Newrez over lender-placed insurance charges and refunds.
Categories Compliance, Homeowners insurance, HWmember, Mortgage, NewRez, Regulatory

Mortgage insurers face larger safety net rule for VantageScore 4.0

August 11, 2026 by bp56691
Mortgage insurers will be required to keep a larger safety net for mortgages originated using VantageScore 4.0 than for comparable loans using Classic FICO, according to new guidance from the government-sponsored enterprises.
Categories Credit Score, FICO, HWmember, LendingLife, Mortgage, Mortgage Insurance, Private Mortgage Insurance, Regulatory, VantageScore

Trump reportedly renews bid to oust Fed Gov. Lisa Cook

August 7, 2026 by bp56691
President Donald Trump is moving forward with a renewed attempt to remove Federal Reserve Gov. Lisa Cook over mortgage fraud allegations.
Categories Donald Trump, Federal Reserve, HWmember, Politics, Regulatory, Trump Administration

Regulators move to narrow CRA, drawing fire from advocates

July 31, 2026 by bp56691
Federal banking regulators released a Community Reinvestment Act (CRA) proposal Friday that narrows how banks earn credit for community development while raising asset thresholds for small and midsized institutions.
Categories Community Reinvestment Act, Federal Deposit Insurance Corporation, HWmember, Mortgage, Office of the Comptroller of the Currency, Redlining, Regulatory

House subcommittee probes Compass MRED private listing network deal

July 22, 2026 by bp56691
House subcommittee asks Compass and MRED for briefings by Aug. 5 on PLNs, citing transparency and competition concerns.
Categories Compass International Holdings, House of Representatives, HWmember, MLS & Associations, MRED, Real Estate, Regulatory
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