Home equity props up retirees as savings fall short
Retirement savings represent about one-quarter of financial assets for the typical working adult, while home equity accounts for one-third.
Home Equity
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Consumer group sues Unison, alleging deceptive marketing of ‘no-debt’ home equity investment
Unison, one of the nation’s leading providers of home equity investments, is facing a lawsuit from the National Association of Consumer Advocates, which alleges the company deceptively markets its product as a “no-debt” home equity alternative.
Home equity is still strong despite dipping in Q4 2025
ATTOM reports U.S. homeowner equity dipped in late 2025, but levels remain strong compared to pre-pandemic years.
Senior home equity surges to record $14.7T
An estimated 2% increase in home values added about $295.4 billion in senior housing equity during the third quarter of 2025.
Judge blocks key Hometap defenses in Massachusetts HEI lawsuit
The state alleges that Hometap’s flagship home equity investment (HEI) product is an “illegal, deceptive, oppressive and unconscionable mortgage that violates the criminal usury statute.”
Figure’s marketplace accelerates with $2.5B in Q3 volume
Figure Technology Solutions reached $2.5 billion in consumer loan marketplace volume in the third quarter of 2025, a 70% year-over-year increase.
Hometap continues to fight ‘illegal reverse mortgage’ lawsuit in Massachusetts
State Attorney General Andrea Joy Campbell sued Hometap in February 2025, labeling the company’s primary product offerings as “illegal reverse mortgages that fail to comply with state consumer protection laws.”
A growing foreclosure crisis? Not according to the latest Fed data
The latest New York Fed credit report shows U.S. homeowners in strong financial health, with high equity and robust credit quality.
How homeowners benefit from massive equity and lower fixed rates
In 2025, strong home equity and fixed mortgage rates are key factors differentiating today’s housing market from the 2008 crash.
Home equity levels remain high even as price appreciation has cooled
Cotality’s home equity report for the second quarter of 2025 shows the average U.S. homeowner with a mortgage has $307,000 in equity.