Pennsylvania lawmakers set to vote on home equity investment regulations
House Bill 2120 would place shared appreciation agreements under the same statutory safeguards as other home-secured financial products.
Regulatory Compliance
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As HEI regulations expand, states debate loan classification
State HEI legislation is expanding as Maine sets standards, Illinois updates licensing and other states debate whether HEIs are loans.
HUD says Realtors can discuss crime and school data, reversing Biden-era stance
HUD has also accused the National Association of Realtors of imposing a “professional gag order” on its members.
California court curbs Coastal Commission on building permits
A California home builder sought to build three additional houses on lots it had owned for more than two decades in a coastal county. That should have been easy. It had already built four nearby homes. But it wasn’t. Years of court hearings followed when a state agency overrode San Luis Obispo County’s authority and […]
PAM appraisal platform targets AMC fees, seeks to give lenders more control
PAM says lenders can manage appraisals in-house, cut fees by 25% to 40%, and pay a $99 per-order charge instead of AMC markups.
Washington just banned noncompete agreements. Will other states follow suit?
Washington state is banning noncompetes effective June 30, 2027, and requires written notice to void existing clauses by Oct. 1, 2027.
FinCEN’s anti-money laundering rule struck down: what real estate and title professionals need to know
Legal observers warn that FinCEN retains broad authority over real estate transactions — and could ultimately impose stricter requirements.
HUD launches probe into Washington state down payment assistance program
Washington State’s Covenant Homeownership Program is under investigation by HUD over potential violations of the Fair Housing Act.
Trump’s mortgage order sets stage for regulatory shift, draws consumer backlash
President Donald Trump’s executive order targeting mortgages addresses several concerns raised by banks and nonbanks, which have largely welcomed it as a road map for regulatory change. But it’s also receiving pushback from consumer advocates.
Judge rejects bid to cut CFPB funding
The ruling blocks acting CFPB Director Russell Vought from using a new legal interpretation to cut off the agency’s funding stream.