New Jersey looks to remove home interior photos upon buyer request
Failure to comply carries real consequences for licensees
Regulatory Compliance
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Colorado’s AI proposal raises new compliance questions for lenders
MBA says definitions of ADMT and consequential decisions need clearer guidance for creditors
Consumer groups warn CFPB rollback of mortgage rules could expose borrowers
A coalition advocacy organizations is warning that proposed changes to federal lending rules could leave consumers vulnerable.
House passes bill to ease banking regulations
The House passed H.R. 6955 by 270-154, easing capital and supervision rules and some merger reviews for community banks.
Pennsylvania lawmakers set to vote on home equity investment regulations
House Bill 2120 would place shared appreciation agreements under the same statutory safeguards as other home-secured financial products.
As HEI regulations expand, states debate loan classification
State HEI legislation is expanding as Maine sets standards, Illinois updates licensing and other states debate whether HEIs are loans.
HUD says Realtors can discuss crime and school data, reversing Biden-era stance
HUD has also accused the National Association of Realtors of imposing a “professional gag order” on its members.
California court curbs Coastal Commission on building permits
A California home builder sought to build three additional houses on lots it had owned for more than two decades in a coastal county. That should have been easy. It had already built four nearby homes. But it wasn’t. Years of court hearings followed when a state agency overrode San Luis Obispo County’s authority and […]
PAM appraisal platform targets AMC fees, seeks to give lenders more control
PAM says lenders can manage appraisals in-house, cut fees by 25% to 40%, and pay a $99 per-order charge instead of AMC markups.
Washington just banned noncompete agreements. Will other states follow suit?
Washington state is banning noncompetes effective June 30, 2027, and requires written notice to void existing clauses by Oct. 1, 2027.