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Legislation

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Bill targets Social Security earnings limits as retirement trends shift

April 28, 2026 by bp56691
The Senior Citizens’ Freedom to Work Act would repeal the retirement earnings test.
Categories Affordability, Aging in Place, baby boomer, HWmember, Legislation, Mortgage, Retirement, Reverse, Social Security

How two LOs helped champion proprietary reverse mortgage legislation in Tennessee

April 24, 2026 by bp56691
How two LOs helped champion proprietary reverse mortgage legislation in Tennessee
Tennessee bill to allow proprietary reverse mortgages expands options beyond HECMs and their $1.25 million limit for 2026.
Categories HWmember, Legislation, Mortgage, Nashville, Reverse, Reverse Mortgage Daily, Tennessee

Kentucky housing reform bill collapses in final hours

April 16, 2026 by bp56691
Kentucky’s failure shows how difficult housing politics remain even as other states manage to pass modest reforms.
Categories Housing Inventory, Kentucky, Legislation, Policy, Politics, Short-Term Rental, The Builder's Daily, Zoning

New York joins states seeking to regulate private listing networks

April 13, 2026 by bp56691
New York introduced a bill to require public listing marketing and regulate private listing networks, as other states pass similar laws.
Categories Brokerage, Clear Cooperation, HWmember, Legislation, MLS & Associations, New York, Real Estate

Virginia cities gain new tools to increase affordable housing supply

April 10, 2026 by bp56691
Virginia law lets every locality adopt voluntary inclusionary zoning, density bonuses, ADUs and trust-fund fee options.
Categories Affordability, Affordable Housing, Homebuilders, HWmember, Legislation, Policy, The Builder's Daily, Virginia, Zoning

Virginia YIGBY bill puts Spanberger housing agenda on the line

April 9, 2026 by bp56691
Spanberger faces pressure from local governments and a small but vocal group of civic organizations to veto the bill, extending the fight after they failed to stop it in the state’s General Assembly.
Categories Affordability, Affordable Housing, HWmember, Legislation, Policy, The Builder's Daily, Virginia, Zoning

How the ROAD to Housing Act could improve home affordability

March 30, 2026 by bp56691
The ROAD act targets a 37% affordability gap with supply incentives, ADU support and small dollar mortgage fixes, with limits.
Categories Affordability, Federal Reserve, Housing Market, HWmember, Legislation

Washington just banned noncompete agreements. Will other states follow suit?

March 27, 2026 by bp56691
Washington state is banning noncompetes effective June 30, 2027, and requires written notice to void existing clauses by Oct. 1, 2027.
Categories Employment, Federal Trade Commission, HWmember, Legislation, Loan Officer, Mortgage, Regulatory, Regulatory Compliance, Washington

States push back on buyer agreements as new laws challenge NAR rules

March 25, 2026 by bp56691
Mississippi and Alabama laws allow buyer tours without signed agreements, conflicting with the NAR settlement, as other states weigh bills.
Categories Agent, Alabama, Commission Lawsuit, HWmember, Legislation, Mississippi, MLS & Associations, national association of realtors, Oklahoma, Real Estate, West Virginia, Wyoming

California MBA urges guardrails for bill targeting wildfire-related forbearance

March 24, 2026 by bp56691
CMBA told lawmakers that AB 238 aids short-term relief, but insurance delays and permitting backlogs are stalling wildfire recovery.
Categories California, CMBA, Forbearance, Housing Market, HWmember, Legislation, Mortgage, Natural Disaster, Wildfire
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