Optimal Blue’s Mike Vough on borrowers staying rate anchored into 2026
Optimal Blue’s Mike Vough says borrowers remain anchored to low mortgage rates as February’s refi share slipped to 41% and ARMs rose to 10%.
Mortgage Rates
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Older Americans maintain record share of housing wealth
Redfin’s analysis found that Americans ages 70 and older controlled 26% of real estate wealth in the third quarter of 2025.
Housing demand still positive, but for how long with rising rates?
Rates rose above 6.25% and ended the week at 6.41% as spreads worsened while the 10-year yield neared its yearly high.
What real estate agents need to know about the spring housing market
Experts say the challenge for real estate and mortgage professionals is interpreting signals without overreacting to short-term fluctuations.
Housing market is poised for growth in 2026 if Iran conflict doesn’t raise rates
2026 demand data is positive, but Iran-driven energy costs, 15% tariffs, and Fed hawks could push mortgage rates above 6.25%.
Mortgage rates steady near 6.15% as oil and jobs data pose risks
30-year mortgage rates hovered near 6.15% as employer payrolls fell by 92,000 in February and markets expected no Fed rate cut next week.
How will rising oil prices impact the U.S. housing market?
As oil spiked toward $120, the 10-year yield moved to 4.21% then eased to 4.13% while mortgage rates stayed near 6.17%.
Housing demand is up and inventory is down, even with Iran conflict
Housing indicators were broadly positive last week and mortgage rates remained in the low 6s, but the Iran war poses risks.
Will war with Iran send mortgage rates higher or lower?
Mortgage rates ended last week at 5.99% as the 10-year hit a 2026 low, but now we have a new variable: war with Iran.
Rental vacancy data shows progress that can keep mortgage rates lower
Rental vacancy is 7.2% and homeowner vacancy is 1.2%, supporting shelter disinflation and steadier mortgage rates.