Housing demand is still positive even with epic snowstorm
Despite a major snowstorm and Fed news, housing data stayed positive as mortgage rates held near 6% and purchase apps rose 18% year over year.
Mortgage Rates
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Lower mortgage rates boosting demand early in 2026
Mortgage rates near 6% are driving higher home sales and applications, with inventory and new listings also rising in 2026.
Housing demand is off to a solid start in 2026
Mortgage rates and spreads stabilize, driving growth in home sales and inventory for the 2026 housing market.
Existing home sales outlook improves as mortgage rates stabilize
Normalized mortgage spreads and steady rates may drive the first real year of home sales growth since 2021.
Is the lock-in effect loosening its grip on housing? Realtor.com thinks so
U.S. homeowners who carry mortgages with rates of 6% or more now outnumber those with rates below 3%.
Lower mortgage rates support steady new home sales
The long-delayed report shows new home sales reached 737,000 in October 2025, up 18.7% from last year, as mortgage rates fall near 6%
The impact of lower mortgage rates on housing inventory
U.S. housing inventory growth slowed to 9.99% year-over-year last week as mortgage rates near 6% and price cuts reach 34.7%.
December jobs data continues to support lower mortgage rates
December jobs growth slowed to 50,000, keeping mortgage rates near 6% with steady and Trump’s MBS move supporting better spreads.
Sharp decline in mortgage rates revives hopes of a refi surge, LOs say
A modest mortgage rate drop may boost refinancing by 15% to 25%, but lenders caution that activity depends on rates staying low.
Trump directs GSEs to buy $200B in MBS to push mortgage rates lower
President Donald Trump said Thursday that he is directing representatives at the government-sponsored enterprises (GSEs) to purchase $200 billion in mortgage-backed securities (MBS), a move he said is intended to bring mortgage rates down.