Housing market faces headwinds as mortgage rates move above 7%
Mortgage spreads continue to soften the blow amid Iran conflict
Housing Inventory
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Housing year-over-year comps need context for the rest of 2026
Last week’s data was really impacted by comparisons to Labor Day weekend in 2025
Housing demand has slowed, but still stable for now
New listings data is still positive year-over-year
What can the government do to lower mortgage rates?
They have levers to pull, but not before some issues get resolved
Inventory edges slightly higher year over year as rates rise
Inventory rose to 871,063 in mid-August as rates stayed near highs, while pending sales fell year over year and price cuts hit 41.67%.
Why 2026 foreclosure gains are not a housing crash signal
Despite all the headlines about foreclosures, the NY Fed index is below 2019 and new listings remain muted, limiting supply pressure in 2026.
Housing Market Spotlight: Price cuts and the battle for leverage
Home price cuts are nearing 2025 levels nationally, but HousingWire Data shows very different trends in Kansas City, Minneapolis and San Antonio.
Inventory is down year over year, but months of supply says the market is functioning
Inventory is down slightly year over year, but active supply near 1.54 million and 4.6 months is holding price growth to 2.0%.
Mortgage spreads keeping housing demand intact for now
Mortgage spreads at 2.01% are keeping 2026 mortgage rates near 6.74%, supporting pending sales and limiting year-over-year declines.
The housing market defies expectations even with higher rates
Last week, as the 10-year yield hit 4.74%, weekly pending sales rose to 69,109 and while inventory increased to 872,932.