Mortgage spreads are the only thing keeping rates under 7%
If mortgage spreads were at the highest levels from 2023-2025 with the 10-year yield at this level, mortgage rates would be over 7%.
Housing Inventory
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Housing demand shockingly positive even as the Iran war continues
Housing demand rebounded last week even though the war with Iran continues and mortgage rates are higher today than before the war started.
Weekly pending home sales show yearly growth as mortgage rates fall
Inventory rose to 743,006, new listings hit 77,919 and pending sales rose to 73,241 as rates neared 6.25%.
Kentucky housing reform bill collapses in final hours
Kentucky’s failure shows how difficult housing politics remain even as other states manage to pass modest reforms.
Why is housing inventory growth slowing down in 2026?
Inventory is up from record lows, but new listings remain below normal, keeping 2026 growth rates below last year’s peak.
Is housing inventory about to turn negative year over year?
U.S. inventory growth slowed to 3.21% year over year as rates neared 6.64%, with new listings down 7.9% from 2025.
How is the housing market weathering war-time economics?
War-time economics have sent gas prices skyrocketing and pushed mortgage rates higher over the last five weeks, from a low of 5.99% to a high of 6.64%.
Housing demand holds up despite mortgage rates at yearly highs
Mortgage rates ended the week at 6.64%, purchase apps slowed to 5% YoY, inventory rose to 713,549 and mortgage spreads were about 2%.
Housing demand still growing as mortgage rates reach inflection point
Despite higher oil prices and mortgage rates and no indication that Iran war is ending, existing home sales posted another positive week.
Housing demand still positive, but for how long with rising rates?
Rates rose above 6.25% and ended the week at 6.41% as spreads worsened while the 10-year yield neared its yearly high.