This is why the US doesn’t have a housing shortage
The builders have tried their best to manage supply with buydowns
Housing Starts
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Budget season squeezes private builders on how much risk to carry
NAHB shows development loan effective rates at 12.59%, while single-family starts fell to an 808,000 pace in July
Builders slow starts in May to rebalance pricing and incentives
The real story in today’s Monthly New Residential Construction release from the Census Bureau isn’t a collapse in construction. It’s a production strategy that took shape months ago. Headlines – and their sibling, “headline risk” –don’t enjoy a particularly good reputation among most homebuilding business executives who have chosen to talk with and listen to […]
Single-family housing starts fell in April, but multifamily gained momentum
April housing starts rose 4.6% year over year while single-family starts fell 2.4%, and new home inventory declined 4.6% from last year.
Housing starts overachieved in March amid warning signs aplenty
March starts reached 1.5 million, single-family 1.03 million, while permits fell 10.8% and completions dropped 13.5% year over year.
White House backs deregulation as it looks to address estimated 10M housing deficit
White House ties housing costs to overregulation and a deficit of 10 million single-family homes as builders face high costs and shrinking margins.
New home sales still at multiyear highs
New home sales remain steady at 745,000 in December 2025, while housing permits show no growth and inventory declines.
December jobs data continues to support lower mortgage rates
December jobs growth slowed to 50,000, keeping mortgage rates near 6% with steady and Trump’s MBS move supporting better spreads.
Housing starts fall to lowest point since 2020, led by a stall in the Sun Belt
Housing starts fell 7.8% year-over-year in October, led by steep declines in the Sunbelt and Mountain West regions.
Single-family construction is getting worse due to rates
Thanks to Fed policy, data on single-family construction is not improving; in fact, it is getting worse.