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Purchase Applications

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New listings slowdown shows lack of home seller stress in 2025

June 21, 2025 by bp56691
New listings slowdown shows lack of home seller stress in 2025
during the years of the housing bubble crash, new listings were soaring between 250,000 and 400,000 per week for many years.
Categories Bill Pulte, Donald Trump, Housing Market, Housing Market Tracker, HWmember, Jerome Powell, Mortgage Rates, New listings, Purchase Applications

Elevated mortgage rates aren’t discouraging homebuyers

June 14, 2025 by bp56691
Elevated mortgage rates aren’t discouraging homebuyers
Housing demand continues to hold up despite elevated mortgage rates, trade war uncertainty and terrible consumer confidence data.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

New listings slump. Have home sellers already called it quits?

June 7, 2025 by bp56691
New listings slump. Have home sellers already called it quits?
New listings have finally emerged from a two-year slump, but we may have already hit the seasonal peak. Are home sellers done for the year?
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Mortgage rates unfazed by crazy economic headlines

May 31, 2025 by bp56691
Mortgage rates unfazed by crazy economic headlines
Mortgage rates remained relatively stable last week, which is a stark contrast to the madness caused by the Godzilla tariffs a few weeks ago.
Categories Donald Trump, Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Better mortgage spreads boost housing demand in 2025

May 17, 2025 by bp56691
Better mortgage spreads boost housing demand in 2025
The improvement in mortgage spreads since 2023 has contributed to a noticeable positive trend in purchase application data for 2025.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Mortgage demand still staying firm with elevated rates

May 10, 2025 by bp56691
Mortgage demand still staying firm with elevated rates
As the spring home-buying season winds down, the demand for mortgages is holding steady, even with the higher rates.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications, Tariffs

Lenders witness surge of mortgage demand this week

May 9, 2025 by bp56691
New American Funding’s Patty Arvielo shared that Tuesday was NAF’s best day for applications in three years. Can it continue?
Categories Data & Visuals, First-Time Homebuyers, HWmember, Mortgage, Mortgage Applications, Mortgage Bankers Association, New American Funding, Patty Arvielo, Purchase Applications, Refinancing

The labor market is still keeping mortgage rates elevated

May 3, 2025 by bp56691
The labor market is still keeping mortgage rates elevated
To get mortgage rates below 6% with duration, we need to see the labor market break, which hasn’t happened yet.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Mortgage rates settle down after wild ride

April 26, 2025 by bp56691
Mortgage rates settle down after wild ride
Last week, mortgage rates and the 10-year yield slowly moved lower as the week progressed. Can this relative calm last?
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Home sales stay surprisingly positive even with higher rates

April 19, 2025 by bp56691
Home sales stay surprisingly positive even with higher rates
Our weekly data showed surprisingly positive year-over-year growth in housing demand following the first reversal from lower rates this year.
Categories Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications
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