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Mortgage Rates

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‘Feelings-based recession’: More Americans fearful of finances despite economic data

June 19, 2025 by bp56691
The TransUnion survey found that 32% of consumers report being pessimistic about their household finances over the next 12 months.
Categories Affordability, Consumer confidence, Federal Reserve, Housing Market, HWmember, Inflation, Interest Rates, Mortgage Rates, Tariffs, TransUnion

The pandemic made housing less affordable, but not in the obvious places

June 17, 2025 by bp56691
The pandemic made housing less affordable, but not in the obvious places
The housing affordability crisis often conjures images of coastal urban cities, but that’s not where costs are rising the most.
Categories Affordability, Affordable Housing, Data & Visuals, Home Price Appreciation, Housing Market, HWmember, JPMorgan Chase, Millennials, Mortgage Rates

How to think about home prices for the rest of 2025

June 16, 2025 by bp56691
How to think about home prices for the rest of 2025
Home sales have continued to disappoint through the peak buying season and are only now just showing some growth over last year.
Categories Altos, Data & Visuals, Existing home sales, First-Time Homebuyers, Home Prices, Home Sales, Homebuyers, Housing Inventory, Housing Market, Housing Market Data, Mortgage Rates, New Home Sales, Pending Home Sales

Elevated mortgage rates aren’t discouraging homebuyers

June 14, 2025 by bp56691
Elevated mortgage rates aren’t discouraging homebuyers
Housing demand continues to hold up despite elevated mortgage rates, trade war uncertainty and terrible consumer confidence data.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

New listings slump. Have home sellers already called it quits?

June 7, 2025 by bp56691
New listings slump. Have home sellers already called it quits?
New listings have finally emerged from a two-year slump, but we may have already hit the seasonal peak. Are home sellers done for the year?
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

How the Trump/Musk dispute could influence mortgage rates

June 5, 2025 by bp56691
How could the public fight between President Trump and Elon Musk impact mortgage rates? Lead Analyst Logan Mohtashami looks at three factors.
Categories Donald Trump, Elon Musk, Federal Reserve, Housing Market, HWmember, Mortgage Rates, Politics, Tariffs

Mortgage rates aren’t hampering millennials’ homebuying interest

June 2, 2025 by bp56691
A recent Realtor.com survey found that 23% of millennials plan to buy a home in the next six months, up from 15% in September 2024.
Categories Affordability, baby boomer, Gen Z, Homebuyers, Housing Market, HWmember, Millennials, Mortgage Rates, Realtor.com

Mortgage rates unfazed by crazy economic headlines

May 31, 2025 by bp56691
Mortgage rates unfazed by crazy economic headlines
Mortgage rates remained relatively stable last week, which is a stark contrast to the madness caused by the Godzilla tariffs a few weeks ago.
Categories Donald Trump, Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Will an implicit guarantee keep mortgage rates from rising after release of GSEs?

May 28, 2025 by bp56691
Will mortgage rates rise if the government releases the GSEs from conservatorship? It depends on whether there is a government guarantee.
Categories Bill Pulte, Conservatorship, Department of the Treasury, GSE Reform, Housing Market, HWmember, Mortgage Rates, Politics, Regulatory, Scott Bessent

Bessent weighs mortgage rate risk in potential release of GSEs from conservatorship

May 24, 2025 by bp56691
Bessent weighs mortgage rate risk in potential release of GSEs from conservatorship
Bessent understands that any transition of Fannie Mae and Freddie Mac out of conservatorship must not increase mortgage rates.
Categories Conservatorship, Donald Trump, Fannie Mae, Freddie Mac, GSE Reform, Housing Market, HWmember, Mortgage Rates, Politics, Scott Bessent
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