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Aging in Place

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Many older Americans stuck in homes that no longer fit

June 8, 2026 by bp56691
Housing professionals say that many older Americans are staying put because moving no longer makes financial sense.
Categories Affordability, Aging in Place, First-Time Homebuyers, HWmember, Mortgage, Reverse

Home equity cap tied to Medicaid eligibility is set to change

May 26, 2026 by bp56691
New Medicaid rule will cap home equity at $1 million for long-term care eligibility beginning in 2028, potentially affecting senior homeowners.
Categories Affordability, Aging in Place, Home Equity, Homeownership, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Trump Administration

New federal funding a mixed bag for housing programs

May 25, 2026 by bp56691
Just under $35 billion is provided for HUD’s tenant-based rental assistance account — commonly known as the Housing Choice Voucher Program.
Categories Aging in Place, baby boomer, Donald Trump, Homelessness, HUD, HWmember, Politics, Public Housing, Real Estate, Rental Assistance, Rental Properties, Retirement, Scott Turner, Trump Administration

Social Security COLA forecast for 2027 jumps to 3.9% in response to rising inflation

May 18, 2026 by bp56691
The average monthly benefit for retired workers is projected to rise from $2,081.16 to $2,162.33, based on April 2026 figures.
Categories Affordability, Aging in Place, HWmember, Kiplinger, Mortgage, Retirement, Reverse, Social Security, Social Security Administration

Retirees counting on home equity may face financial shortfalls

May 12, 2026 by bp56691
Financial advisers and housing experts warn that many older homeowners may be counting too heavily on their homes as retirement safety nets.
Categories Aging in Place, baby boomer, gen x, Home Equity, HWmember, Mortgage, New York Times, Retirement, Reverse, Reverse Mortgage Daily

Bill targets Social Security earnings limits as retirement trends shift

April 28, 2026 by bp56691
The Senior Citizens’ Freedom to Work Act would repeal the retirement earnings test.
Categories Affordability, Aging in Place, baby boomer, HWmember, Legislation, Mortgage, Retirement, Reverse, Social Security

Smart home technology continues to emerge as key tool for aging in place

April 27, 2026 by bp56691
Experts say that financing these upgrades remains a central challenge — one that could increasingly be addressed through housing wealth.
Categories Aging in Place, Artificial Intelligence, baby boomer, gen x, Home Equity, HWmember, Mortgage, Retirement, Reverse

Lawmakers target retirement gaps facing family caregivers

April 22, 2026 by bp56691
Recent data shows that roughly 1 in 10 U.S. adults cares for a parent age 65 or older, with additional shares caring for spouses or partners.
Categories Aging in Place, baby boomer, gen x, House of Representatives, HWmember, Mortgage, Retirement, Reverse, Senate

As retirement slips further away, workers prioritize stability and senior home equity

April 10, 2026 by bp56691
Thirty percent of respondents said they’ve stopped looking for new work over the past five years because of job security concerns.
Categories Affordability, Aging in Place, baby boomer, gen x, HWmember, Mortgage, NRMLA, Retirement, Reverse, Reverse Mortgage Daily

‘Six-figure limit’ aims to halt Social Security trust fund insolvency

March 26, 2026 by bp56691
‘Six-figure limit’ aims to halt Social Security trust fund insolvency
A proposed “six-figure limit” would cap benefits at $100,000 per year for couples retiring at the normal retirement age.
Categories Affordability, Aging in Place, baby boomer, gen x, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security
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