What the latest mortgage data tells us about home sales in 2026
As U.S. mortgage rates rise above pre-pandemic levels, the housing market faces shifts in homeowner behavior and sales dynamics.
Mortgage Rates
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Housing demand now reflects a positive trend
The housing market has stabilized as mortgage rates have stayed below 6.64%, impacting housing demand and inventory.
Miami has the world’s biggest housing bubble. Local experts reject that label
Experts say the report ignores key Miami market drivers — from a high percentage of all-cash transactions to strong job growth.
Did housing inventory peak in August this year?
Housing inventory may have peaked early this year, marking an unusual shift in market trends that affects both buyers and sellers.
Kansas City Fed chair backs cautious approach on rates
Kansas City Fed Chair Jeff Schmid said he voted in favor of the Fed’s September quarter-point rate cut but sees no need for aggressive easing.
Why has housing inventory growth slowed?
Housing inventory growth has slowed in 2025 due to early peak listings, changing mortgage rates, and seller withdrawals.
Banks earned $1 trillion windfall during Fed’s high-rate period
Lenders reportedly benefited from higher yields on deposits held at the Fed while paying relatively low rates to many savers.
Mortgage spreads are the hero of the 2025 housing market
Mortgage spreads are the hero of housing in 2025, quietly helping housing demand pick up even when nobody else notices.
New home sales shocked, but are these numbers legit?
We got the highest levels of sales since 2022 but let’s take a look at the report and see if those numbers are legit.
Where do mortgage rates go from here?
Our mortgage rates forecast examines where rates could go for the remainder of 2025 based on yields and spreads.