Mortgage trade groups urge VA to revise elements of proposed partial claim rules
MBA and CHLA asked VA to revise its partial claim and loss-mitigation proposal, pushing for a simpler waterfall and a 180-day lead time.
Mortgage Bankers Association
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Mortgage rates steady near 6.15% as oil and jobs data pose risks
30-year mortgage rates hovered near 6.15% as employer payrolls fell by 92,000 in February and markets expected no Fed rate cut next week.
Tavant agentic AI portal connects lenders, real estate agents, borrowers
Tavant leaders sat down with HousingWire to detail benefits for mortgage professionals, real estate profesionals, borrowers and all housing stakeholders.
Trade groups push for lower MSR capital charges, tailored mortgage risk weights
Eight trade groups representing lenders are urging federal regulators to revise bank capital rules by adopting a more tailored risk weight for mortgages held on balance sheets and by significantly cutting the capital charge applied to mortgage servicing rights.
Fed vice chair pushes Basel regulatory shift to spur bank mortgage lending
Michelle Bowman used a major industry forum to argue that Basel capital rules have helped to drive mortgage lending and servicing away from banks — and that it’s time to reconsider that approach.
Single-file credit proposal reignites debate over savings vs risks
A proposal to replace the longstanding tri-merge credit report with a single-file model has reignited debate over borrower costs and systemic risk, placing trade associations on opposing sides.
MBA’s Broeksmit says credit bureau trade group “gaslit” mortgage industry
“From a risk management perspective, continuing to require three in-files and three scores on every borrower has long been an anachronism,” Broeksmit said
Trump heads to Davos with housing ideas as industry looks for concrete fixes
Trade groups broadly welcome the administration’s focus on affordability at a time when mortgage rates remain above 6%, while stressing the need for additional detail and complementary policies.
Mortgage applications fall 5% despite rate decline
Despite steady mortgage rates, market trends like a softening job market and elevated inventories continue to impact application volumes.
MBA 2026 forecast: Slow growth amid inflation, rate hikes
MBA’s December forecast projects economic growth of 1.6% in 2025 and puts the chance of a recession over the next 12 months at 35%.