Proposal seeks to standardize MSR accounting for recapture values
Analysts say the change should boost transparency but is unlikely to move MSR carrying values
MSRs
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Fay Group acquires VanDyk Mortgage to expand conforming loan footprint
Deal brings Fannie, Freddie and Ginnie execution plus MSR book
Ginnie Mae wants issuers to focus on fixing loan-level data quality
Joe Gormley says standardized submissions could cut reconciliation work and support friction-free servicing transfers
PennyMac Q1 earnings: Strong mortgage production offsets weaker servicing results
PennyMac earned $82.3M in Q1, adjusted $117.7M. Production pretax income rose, while MSR hedges hit servicing.
UWM tried for its first acquisition, then its stock fell and the math stopped working
Analysts pointed to a sharp decline in UWM’s stock price as a key factor, while the company said this has nothing to do with its fundamentals.
Optimal Blue’s Mike Vough on borrowers staying rate anchored into 2026
Optimal Blue’s Mike Vough says borrowers remain anchored to low mortgage rates as February’s refi share slipped to 41% and ARMs rose to 10%.
Banks eye bigger role in mortgages as regulators reconsider capital rules
Top banks in the mortgage space have relied on a similar playbook for years, but they say they could become more aggressive if upcoming changes to capital rules provide more flexibility.
Trade groups push for lower MSR capital charges, tailored mortgage risk weights
Eight trade groups representing lenders are urging federal regulators to revise bank capital rules by adopting a more tailored risk weight for mortgages held on balance sheets and by significantly cutting the capital charge applied to mortgage servicing rights.
Bank capital relief may not quickly shift mortgage market dynamics
Regulatory changes to how banks treat mortgage assets — anticipated this week by Federal Reserve Vice Chair Michelle Bowman — may have an impact on the mortgage market over time, analysts said.
Fed vice chair pushes Basel regulatory shift to spur bank mortgage lending
Michelle Bowman used a major industry forum to argue that Basel capital rules have helped to drive mortgage lending and servicing away from banks — and that it’s time to reconsider that approach.