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Affordability

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Study finds Zillow home estimates improve buyer, seller outcomes

December 15, 2025 by bp56691
The availability of a Zestimate increased buyer surplus by nearly 6% on average and raised seller profits by more than 4%.
Categories Affordability, Artificial Intelligence, Automated Valuation Model, Home Prices, HWmember, Real Estate, Technology, Valuation, Zillow

FirstHome IQ highlights financial literacy gaps among young homebuyers

December 11, 2025 by bp56691
More than half of respondents indicated they are delaying major financial milestones because of confusion or distrust.
Categories Affordability, First-Time Homebuyers, Gen Z, Housing Market, HWmember, Millennials

Housing affordability challenges steepen in Q3

December 11, 2025 by bp56691
Housing affordability challenges steepen in Q3
In Q3 2025, a household needed to earn $110,100 to afford to own a single-family home, nearly double the income required five years ago.
Categories Affordability, Bankrate, Data & Visuals, First-Time Homebuyers, Home Prices, Homebuyers, Housing Market, HWmember, Mortgage Rates

Most prospective homebuyers want to seal the deal in 2026

December 5, 2025 by bp56691
About three-quarters said more affordable home prices would prompt buying within six months. Mortgage rates were the No. 2 factor.
Categories Affordability, First-Time Homebuyers, Gen Z, Home Prices, Homebuyers, HWmember, Millennials, Mortgage Rates, Real Estate, REMAX

Inventory, affordability take center stage in House hearing

December 4, 2025 by bp56691
The hearing focused heavily on interpretations of Build America, Buy America (BABA) requirements and their impacts on affordable housing development.
Categories Affordability, Affordable Housing, Congress, Home Prices, Homebuilders, House of Representatives, Housing Inventory, Housing Market, HWmember, Politics, Regulatory Compliance

Zillow expects calmer 2026 housing market, improved affordability

December 4, 2025 by bp56691
Home values declined in half of the largest markets analyzed by Zillow in 2025, as of October. That number is projected to drop to 12 in 2026.
Categories Affordability, First-Time Homebuyers, Home Sales, Housing Inventory, Housing Market, HWmember, Mortgage Rates, Real Estate, Renters, Zillow

Has homeownership become a luxury good?

December 4, 2025 by bp56691
First-time buyers now make up only 21% of home purchases, with the median age rising to 40 and the under-35 homeownership rate at 37.1%.
Categories Affordability, Affordable Housing, Homeownership, national association of realtors, Opinion, Real Estate

First American’s 2026 housing market forecast points to better affordability

November 14, 2025 by bp56691
First American’s Odeta Kushi said mortgage rates are expected to remain in the low-6% range, but other factors will lift affordability.
Categories Affordability, First American, First-Time Homebuyers, Homebuyers, Housing Inventory, Housing Market, HWmember, Mortgage Rates, Odeta Kushi

What real estate agents need to know about the 50-year mortgage

November 12, 2025 by bp56691
Extending terms to 50 years does lower monthly payments — but it also substantially increases total interest paid and slows equity growth.
Categories Affordability, Agent, Bill Pulte, Donald Trump, Fannie Mae, Freddie Mac, Homebuying, HWmember, Mortgage, Real Estate, The White House, Trump Administration

Community association leaders advocate on Capitol Hill

November 10, 2025 by bp56691
Meetings with legislators addressed affordable insurance, disaster recovery, affordable housing, community self-governance and more.
Categories Affordability, Congress, Disaster Relief, Flood insurance, HOA, Homeowners insurance, HWmember, Natural Disaster, Politics, Real Estate, U.S. House of Representatives, U.S. Senate, Washington, D.C.
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