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ARMs remain a small share of mortgage loans despite viral 41% claim

August 27, 2025 by bp56691
ARMs remain a small share of mortgage loans despite viral 41% claim
Adjustable-rate mortgages often get more attention when rates climb, but don’t fool yourself: their actual footprint in the U.S. housing market remains modest. 
Categories Adjustable-Rate Mortgage, Fixed-Rate Mortgage, HousingWire Daily, HWmember, Mortgage, Mortgage Rates, Origination

David Keener’s vision for Premiere Group at Real Brokerage

August 27, 2025 by bp56691
Premiere has grown to nearly 300 agents in 27 states and recently joined Real. Keener details the group’s member-owned teamerage model.
Categories Brokerage, HWmember, Podcast, Podcasts, Real Estate, Team Leaders, Technology, The Real Brokerage

RealReports, Doorify MLS announce AI-driven partnership

August 27, 2025 by bp56691
The agreement gives Doorify subscribers access to the RealReports platform, which combines datasets such as tax history, zoning, permits, climate risk and liens with AI-driven features.
Categories Artificial Intelligence, HWmember, MLS, Partnerships, Real Estate, Technology

This year’s homebuyers need larger rate drops for refi benefits

August 27, 2025 by bp56691
This year’s homebuyers need larger rate drops for refi benefits
A Neighbors Bank analysis found that a 0.25-point interest rate decline left the average borrower $2,424 underwater after three years.
Categories Affordability, Homeownership, HWmember, Mortgage, Mortgage Rates, Refinancing

Experts offer multi-faceted solutions to the housing supply shortage

August 27, 2025 by bp56691
A trio of housing experts discuss proposals to lift zoning regulation to spur supply — and legislation aiming to help first-time homebuyers.
Categories Affordability, BlackRock, First-Time Homebuyers, Gen Z, Housing Inventory, Housing Market, HWmember, Investors, Millennials, NAHB, Real Estate, Regulatory, Urban Institute, Virginia, Zoning

FHFA clears Rocket’s $9.4B acquisition of Mr. Cooper, with safeguards

August 26, 2025 by bp56691
Despite clearing approval, FHFA underscores need to limit counterparty risk and preserve mortgage market stability.
Categories Fannie Mae, FHFA, Freddie Mac, HWmember, LendingLife, Mergers and Acquisitions, Mortgage, Mr. Cooper, Mr. Cooper Group, Regulatory, Rocket Companies, Rocket Mortgage

LISC appoints Valerie White to lead national housing strategy

August 26, 2025 by bp56691
LISC appoints Valerie White to lead national housing strategy
White will oversee the organization’s national housing investments, with a focus on affordable housing.
Categories Affordable Housing, Housing Market, Housing Policy, HWmember, Investors, Multifamily, Multifamily Housing, New York, People Movers, Team Leaders

Clear Capital partnership introduces automated property condition reports

August 26, 2025 by bp56691
According to Clear Capital and CAPE Analytics, the product covers 98% of U.S. residential properties and serves as an alternative to traditional inspections.
Categories Clear Capital, Home Equity, Home inspections, HWmember, Partnerships, Proptech, Real Estate, Technology

Howard Hanna enters Georgia with latest acquisition

August 26, 2025 by bp56691
The family-owned brokerage now operates in 14 states after announcing its acquisition of Coastal Properties on Tuesday.
Categories Brokerage, Georgia, Howard Hanna, Howard Hanna Real Estate Services, HWmember, Mergers and Acquisitions, Real Estate

HOME launches bilingual learning system and AI-powered wholesale search tool

August 26, 2025 by bp56691
HOME Certified, an on-demand LMS, trains and certifies loan officers to serve Hispanic and Latino borrowers.
Categories Artificial Intelligence, Hispanic homeownership, HWmember, LendingLife, Loan Officer, Mortgage, Origination, Wholesale Lending
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