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Social Security

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Social Security, Medicare solvency could be examined by bipartisan commission

June 3, 2026 by bp56691
Rather than advancing immediate policy changes, the panel would study financial outlooks and submit recommendations for lawmakers to consider.
Categories baby boomer, Congress, gen x, HWmember, Legislation, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security, Social Security Administration

Study: Bipartisan Social Security plan to borrow and invest unlikely to pay off

May 19, 2026 by bp56691
The assessment was critical of a plan championed by Sens. Bill Cassidy, a Louisiana Republican, and Tim Kaine, a Virginia Democrat.
Categories Affordability, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security, Social Security Administration

Social Security COLA forecast for 2027 jumps to 3.9% in response to rising inflation

May 18, 2026 by bp56691
The average monthly benefit for retired workers is projected to rise from $2,081.16 to $2,162.33, based on April 2026 figures.
Categories Affordability, Aging in Place, HWmember, Kiplinger, Mortgage, Retirement, Reverse, Social Security, Social Security Administration

Bill targets Social Security earnings limits as retirement trends shift

April 28, 2026 by bp56691
The Senior Citizens’ Freedom to Work Act would repeal the retirement earnings test.
Categories Affordability, Aging in Place, baby boomer, HWmember, Legislation, Mortgage, Retirement, Reverse, Social Security

Retirement confidence declines as worries grow over Social Security, rising expenses

April 23, 2026 by bp56691
Worker confidence fell 6 percentage points from 2025 to 61%, while retiree confidence fell 5 percentage points to 73%.
Categories Affordability, baby boomer, gen x, HWmember, Mortgage, Retirement, Reverse, Social Security

Policy turmoil, fiscal uncertainty cause retirement hesitation

March 30, 2026 by bp56691
Findings from a recent survey show 21% of unretired respondents postponing retirement and 33% moving to safer portfolios.
Categories baby boomer, Boston College, gen x, HWmember, Retirement, Reverse, Social Security

‘Six-figure limit’ aims to halt Social Security trust fund insolvency

March 26, 2026 by bp56691
‘Six-figure limit’ aims to halt Social Security trust fund insolvency
A proposed “six-figure limit” would cap benefits at $100,000 per year for couples retiring at the normal retirement age.
Categories Affordability, Aging in Place, baby boomer, gen x, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security

How policy uncertainty is reshaping senior retirement plans

March 19, 2026 by bp56691
How policy uncertainty is reshaping senior retirement plans
More than half of respondents said a 20-percent cut to Social Security benefits would require “significant sacrifices or a tighter budget.”
Categories baby boomer, Center for Retirement Research, gen x, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Home equity props up retirees as savings fall short

February 16, 2026 by bp56691
Home equity props up retirees as savings fall short
Retirement savings represent about one-quarter of financial assets for the typical working adult, while home equity accounts for one-third.
Categories baby boomer, gen x, Home Equity, HWmember, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Social Security planning could open the door for reverse mortgage conversations

February 12, 2026 by bp56691
Reverse mortgage professionals are advised to start with Social Security education to build trust and identify client needs.
Categories HWmember, National Reverse Mortgage Lenders Association, Retirement, Reverse, Social Security
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