Bill targets Social Security earnings limits as retirement trends shift
The Senior Citizens’ Freedom to Work Act would repeal the retirement earnings test.
Social Security
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Retirement confidence declines as worries grow over Social Security, rising expenses
Worker confidence fell 6 percentage points from 2025 to 61%, while retiree confidence fell 5 percentage points to 73%.
Policy turmoil, fiscal uncertainty cause retirement hesitation
Findings from a recent survey show 21% of unretired respondents postponing retirement and 33% moving to safer portfolios.
‘Six-figure limit’ aims to halt Social Security trust fund insolvency
A proposed “six-figure limit” would cap benefits at $100,000 per year for couples retiring at the normal retirement age.
How policy uncertainty is reshaping senior retirement plans
More than half of respondents said a 20-percent cut to Social Security benefits would require “significant sacrifices or a tighter budget.”
Home equity props up retirees as savings fall short
Retirement savings represent about one-quarter of financial assets for the typical working adult, while home equity accounts for one-third.
Social Security planning could open the door for reverse mortgage conversations
Reverse mortgage professionals are advised to start with Social Security education to build trust and identify client needs.
Retirement accounts become emergency funds as financial stress rises
Surveys show Americans tapping savings accounts meant for later life to cover immediate needs, even as markets reached record highs in 2025.
House approves funding boost for Social Security Administration
Provisions would give the agency an additional $50 million for customer service through fiscal year 2026, which ends Sept. 30.
New deduction may lower seniors’ Social Security tax burden
For some retirees, the change could eliminate federal income taxes entirely, although many were already exempt from Social Security taxes.