Kind Lending restructures leadership team with new president and COO
Kind Lending promotes Jennifer Folk to president and Stephanie Gibbons to COO as co-founder Yvonne Ketchum moves to an advisory role.
Mortgage
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NAMB urges FHA to end lifetime mortgage insurance rule
NAMB urges FHA to end its lifetime mortgage insurance rule, citing outdated policies and improved financial conditions for the MMI Fund.
Justin Demola joins Equifax as SVP of mortgage and housing
Justin Demola, the former president of Lenders One Mortgage Cooperative, announced he has joined Equifax as SVP of mortgage and housing.
December jobs data continues to support lower mortgage rates
December jobs growth slowed to 50,000, keeping mortgage rates near 6% with steady and Trump’s MBS move supporting better spreads.
Sharp decline in mortgage rates revives hopes of a refi surge, LOs say
A modest mortgage rate drop may boost refinancing by 15% to 25%, but lenders caution that activity depends on rates staying low.
Trump directs GSEs to buy $200B in MBS to push mortgage rates lower
President Donald Trump said Thursday that he is directing representatives at the government-sponsored enterprises (GSEs) to purchase $200 billion in mortgage-backed securities (MBS), a move he said is intended to bring mortgage rates down.
Producing LOs grow their ranks in 2025: RETR
The mortgage industry recorded a modest increase in the number of producing loan officers in 2025 — the first annual rise since the COVID-19 pandemic, according to early data from mortgage technology platform RETR.
NRMLA backs New Jersey bill clarifying reverse mortgage rules
NRMLA said the current statute does not align with how reverse mortgages are structured or used by older homeowners.
HUD tightens rules for FHA appraiser roster
HUD is tightening the connection between an appraiser’s state license and their ability to perform FHA work.
The spreadsheet trap: Why investor reporting still operates like it’s 2005
Manually updating spreadsheets. Dealing with paper jams in the printer. Remember what office life was like in 2005? If you’re feeling nostalgic, you can find many of the same practices still in place in the investor’s reporting offices of loan servicers today.
But why haven’t these offices evolved with changing technology?
But why haven’t these offices evolved with changing technology?