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Mortgage applications fall 5% despite rate decline

December 24, 2025 by bp56691
Mortgage applications fall 5% despite rate decline
Despite steady mortgage rates, market trends like a softening job market and elevated inventories continue to impact application volumes.
Categories HWmember, Mike Fratantoni, Mortgage, Mortgage Applications, Mortgage Bankers Association, Mortgage Rates, Origination, Purchase Applications

Mortgage rates cool in 2025, but 2026 relief likely limited

December 23, 2025 by bp56691
Mortgage rates started the year slightly above 7% but are heading into the holiday season near 6.2%. 2026 forecasts show little change ahead.
Categories Federal Reserve, HWmember, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center

MBA 2026 forecast: Slow growth amid inflation, rate hikes

December 23, 2025 by bp56691
MBA’s December forecast projects economic growth of 1.6% in 2025 and puts the chance of a recession over the next 12 months at 35%.
Categories Home Prices, HWmember, Mortgage, Mortgage Bankers Association, Mortgage Rates, Origination

November sees sharp rise in U.S. mortgage delinquencies

December 23, 2025 by bp56691
U.S. mortgage delinquencies surged in November, reaching their highest level in over four years, primarily due to calendar effects.
Categories Delinquencies, Foreclosure, Housing Market, HWmember, ICE Mortgage Technology, Mortgage

How The Loan Store doubled volume in a crowded wholesale market

December 23, 2025 by bp56691
In the first nine months of 2025, the company doubled its origination volume to $8.2 billion, ranking as the fourth-largest U.S. wholesale lender.
Categories Arizona, HWmember, LendingLife, Mortgage, Mortgage Broker, Non-QM, Origination, Underwriting, Wholesale Lending

Suzy Lindblom joins Acra Lending as managing director

December 22, 2025 by bp56691
Suzy Lindblom joins Acra Lending as managing director after Sierra Pacific Mortgage’s acquisition by Union Home Mortgage.
Categories Acra Lending, HWmember, Mortgage, People Movers, Sierra Pacific Mortgage, Union Home Mortgage

Financial firms face rising cyber risks, data challenges

December 22, 2025 by bp56691
Financial services firms face rising cyber threats and data quality issues, impacting AI adoption and decision-making, according to a new survey.
Categories Artificial Intelligence, Cybersecurity, HWmember, Mortgage, Mortgage Fraud, Real Estate Fraud, Technology

CrossCountry Mortgage picks up top VA loan producer Patton Gade

December 17, 2025 by bp56691
CrossCountry Mortgage picks up top VA loan producer Patton Gade
CrossCountry Mortgage welcomes the Victor Alpha Group, enhancing support for veterans and military families.
Categories CrossCountry Mortgage, HWmember, Mortgage, Origination, People Movers, Team Leaders, VA Loan, Veterans

ICE taps Bob Hart to lead mortgage technology division

December 16, 2025 by bp56691
Hart will succeed Tim Bowler, who will transition to ICE’s fixed income and data services division, where he will focus on index development and financial institution infrastructure.
Categories Black Knight, Ellie Mae, HWmember, ICE Mortgage Technology, Intercontinental Exchange, LendingLife, Mortgage, People Movers, Team Leaders, Technology

CFPB’s ECOA proposal raises alarms over women’s ability to get a mortgage

December 12, 2025 by bp56691
The CFPB’s proposed changes to ECOA rules could limit credit access for women, communities of color and rural residents.
Categories CFPB, Consumer Financial Protection Bureau, HWmember, Mortgage, National Fair Housing Alliance, Politics
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