New listings slump. Have home sellers already called it quits?
New listings have finally emerged from a two-year slump, but we may have already hit the seasonal peak. Are home sellers done for the year?
Mortgage Rates
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How the Trump/Musk dispute could influence mortgage rates
How could the public fight between President Trump and Elon Musk impact mortgage rates? Lead Analyst Logan Mohtashami looks at three factors.
Mortgage rates aren’t hampering millennials’ homebuying interest
A recent Realtor.com survey found that 23% of millennials plan to buy a home in the next six months, up from 15% in September 2024.
Mortgage rates unfazed by crazy economic headlines
Mortgage rates remained relatively stable last week, which is a stark contrast to the madness caused by the Godzilla tariffs a few weeks ago.
Will an implicit guarantee keep mortgage rates from rising after release of GSEs?
Will mortgage rates rise if the government releases the GSEs from conservatorship? It depends on whether there is a government guarantee.
Bessent weighs mortgage rate risk in potential release of GSEs from conservatorship
Bessent understands that any transition of Fannie Mae and Freddie Mac out of conservatorship must not increase mortgage rates.
Competition for HELOC business heats up as home equity grows
MBA panelists highlighted the chance for loan officers to originate more HELOCs and other second-lien mortgages as the housing market sags.
Better mortgage spreads boost housing demand in 2025
The improvement in mortgage spreads since 2023 has contributed to a noticeable positive trend in purchase application data for 2025.
Mortgage demand still staying firm with elevated rates
As the spring home-buying season winds down, the demand for mortgages is holding steady, even with the higher rates.
Why this week’s Fed meeting is critical for mortgage rates
The Fed has adjusted its inflation targets, primarily in response to the trade war and the anticipated shortages if agreements aren’t reached.