Mortgage Rates – Page 13 – Cantilever Real Estate

Have Fed rate cuts already been priced into mortgage rates?

September 13, 2025 by bp56691

Last week, mortgage rates hit a new low for 2025, as the labor market proved more critical to the bond market than inflation. The big question is: what will happen after the Fed cuts rates this week? Last year at this time, mortgage rates hit a yearly low of nearly 6% and the Fed cut […]

Investor home purchases hit lowest second-quarter level since 2020

September 11, 2025 by bp56691

The decline comes as investors face the same pressures as individual buyers; high borrowing costs, elevated prices and economic uncertainty.

Homeownership among Black Americans drops to 4-year low

September 9, 2025 by bp56691

Results were down roughly 1.5% from this time last year and marked the steepest annual decline since the third quarter of 2021.

Fannie Mae: Consumer housing sentiment slips in August

September 9, 2025 by bp56691

More positive outlooks for mortgage rates and homebuying conditions were not enough to offset declines in seller sentiment, home-price expectations, household income growth and job security.

Can mortgage rates get below 6% with this Federal Reserve?

September 7, 2025 by bp56691

Mortgage rates dropped to 6.29% last week after the jobs report, but economic factors can only do so much without help from the Fed.

Migration slows under pressure of rate lock-in, cooling job market

September 4, 2025 by bp56691

The number of people who are moving remains significantly lower than before the pandemic, according to Bank of America Institute.

Lower mortgage rates pushed inventory lower in August

August 30, 2025 by bp56691

Year-over-year inventory growth has dropped from recent highs of 33% to 22%, despite mortgage rates not yet approaching 6%.

Survey finds generational divide on economy, housing market

August 28, 2025 by bp56691

On the housing market, 40% of respondents expect little change. Younger generations were more likely to hold neutral or positive views.

ARMs remain a small share of mortgage loans despite viral 41% claim

August 27, 2025 by bp56691

Adjustable-rate mortgages often get more attention when rates climb, but don’t fool yourself: their actual footprint in the U.S. housing market remains modest.

This year’s homebuyers need larger rate drops for refi benefits

August 27, 2025 by bp56691

A Neighbors Bank analysis found that a 0.25-point interest rate decline left the average borrower $2,424 underwater after three years.