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Mortgage Rates

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Have slightly lower mortgage rates stabilized the housing market?

June 28, 2025 by bp56691
Have slightly lower mortgage rates stabilized the housing market?
With all the Fed drama last week, the 10-year yield declined and mortgage rates fell to 6.72%. This small move helped stabilize the market.
Categories Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Jerome Powell, Mortgage Rates, Purchase Applications

Stable mortgage rate environment reshapes how LOs engage with borrowers

June 26, 2025 by bp56691
In a rare period of rate stability, lenders say that borrower mindsets — not numbers — may unlock market momentum.
Categories Federal Reserve, First-Time Homebuyers, Homebuyers, HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing

The mortgage market hopes for rate cuts amid war moves

June 23, 2025 by bp56691
Amid rising tensions with Iran and a potential Fed rate cut on the horizon, experts share how these events could shape the mortgage market
Categories Bonds, Federal Reserve, Housing Market, HWmember, Mortgage, Mortgage Rates

How will mortgage rates react to US bombing of Iran?

June 22, 2025 by bp56691
How will mortgage rates react to US bombing of Iran?
Events in the Middle East tend to favor the bond market and the U.S. dollar, resulting in lower mortgage rates, but this year is different.
Categories Donald Trump, Federal Reserve, Housing Market, HWmember, Mortgage Rates, Tariffs

New listings slowdown shows lack of home seller stress in 2025

June 21, 2025 by bp56691
New listings slowdown shows lack of home seller stress in 2025
during the years of the housing bubble crash, new listings were soaring between 250,000 and 400,000 per week for many years.
Categories Bill Pulte, Donald Trump, Housing Market, Housing Market Tracker, HWmember, Jerome Powell, Mortgage Rates, New listings, Purchase Applications

Trump wants Powell to lower rates. Here’s how to do that

June 19, 2025 by bp56691
Trump wants Powell to lower rates. Here’s how to do that
Lead Analyst Logan Mohtashami thinks there’s a better way for Trump to try to convince the Fed Chair to cut rates before it’s too late.
Categories Donald Trump, Federal Reserve, Housing Market, HWmember, Inflation, Jerome Powell, Mortgage Rates, Politics

‘Feelings-based recession’: More Americans fearful of finances despite economic data

June 19, 2025 by bp56691
The TransUnion survey found that 32% of consumers report being pessimistic about their household finances over the next 12 months.
Categories Affordability, Consumer confidence, Federal Reserve, Housing Market, HWmember, Inflation, Interest Rates, Mortgage Rates, Tariffs, TransUnion

The pandemic made housing less affordable, but not in the obvious places

June 17, 2025 by bp56691
The pandemic made housing less affordable, but not in the obvious places
The housing affordability crisis often conjures images of coastal urban cities, but that’s not where costs are rising the most.
Categories Affordability, Affordable Housing, Data & Visuals, Home Price Appreciation, Housing Market, HWmember, JPMorgan Chase, Millennials, Mortgage Rates

How to think about home prices for the rest of 2025

June 16, 2025 by bp56691
How to think about home prices for the rest of 2025
Home sales have continued to disappoint through the peak buying season and are only now just showing some growth over last year.
Categories Altos, Data & Visuals, Existing home sales, First-Time Homebuyers, Home Prices, Home Sales, Homebuyers, Housing Inventory, Housing Market, Housing Market Data, Mortgage Rates, New Home Sales, Pending Home Sales

Elevated mortgage rates aren’t discouraging homebuyers

June 14, 2025 by bp56691
Elevated mortgage rates aren’t discouraging homebuyers
Housing demand continues to hold up despite elevated mortgage rates, trade war uncertainty and terrible consumer confidence data.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications
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