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Housing Market

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As Florida’s housing market finds its footing, sellers still face pricing realities

May 29, 2026 by bp56691
HousingWire Data shows the median list price of homes in Florida at $495,000, with the median price of new listings at $450,000.
Categories Affordability, Florida, Florida Realtors, Home Prices, Home Sales, Homeowners insurance, Housing Inventory, Housing Market, Housing Market Data, HWmember, Real Estate

What happens to mortgage rates if the Iran conflict is over?

May 25, 2026 by bp56691
What happens to mortgage rates if the Iran conflict is over?
Getting the 10-year yield and mortgage rates to pre-conflict lows will be harder than people think even if this conflict is truly over. 
Categories Federal Reserve, Housing Market, HWmember, Inflation, Mortgage Rates

Housing demand stays firm, pushing inventory close to negative YOY

May 24, 2026 by bp56691
Housing demand stays firm, pushing inventory close to negative YOY
Even if we go negative year over year soon, we are in a much healthier spot with inventory than we were from 2020 to 2023.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

California MBA backs $100M fund in governor’s budget proposal for wildfire rebuilding

May 22, 2026 by bp56691
The proposed funding is designed to expand access to construction financing for homeowners affected by last year’s Southern California wildfires by helping to bridge the gap between insurance payouts and actual rebuilding costs.
Categories California, Construction loan, Forbearance, Housing Market, HWmember, Mortgage, Natural Disaster, Wildfire

Mortgage rates are at yearly highs, but housing demand is still positive

May 16, 2026 by bp56691
Mortgage rates are at yearly highs, but housing demand is still positive
Pending sales rose to 78,006 and purchase apps rose 7% yearly, even as mortgage rates hit highs and yields neared 4.60%.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

The Clarity Act is coming: How real estate tokenization unlocks $40 trillion in dead equity

May 14, 2026 by bp56691
Tokenized equity could fund down payments, change PMI use, and lower HELOC-like borrowing costs if the Clarity Act passes.
Categories Congress, Contributors, Cryptocurrency, Housing Market, HWmember, Mortgage, Opinion, Real Estate, Sun West Mortgage Company

Why a 2008 housing crash can’t happen again

May 14, 2026 by bp56691
Why a 2008 housing crash can’t happen again
Housing credit changed after 2005 bankruptcy reform and the qualified mortgage rule, limiting leverage and curbing ARM-era risk.
Categories Adjustable-Rate Mortgage, Housing Crash, Housing Market, HWmember, Mortgage

Housing demand is concentrating where affordability still works

May 13, 2026 by bp56691
Housing demand in 2026 is concentrating in markets where pricing, affordability and transaction activity remain aligned.
Categories Affordability, Arizona, Data & Analytics, Housing Market, Housing Market Data, HWmember, Michigan, Ohio, Texas

Inventory growth making housing more affordable

May 11, 2026 by bp56691
Inventory growth making housing more affordable
With inventory at multiyear highs, NAR prices are up 0.9% year over year versus 3.6% wage growth, easing affordability pressure.
Categories Existing home sales, Housing Inventory, Housing Market, HWmember

Positive housing demand leads to inventory almost going negative YOY

May 9, 2026 by bp56691
Inventory growth making housing more affordable
Pending sales rose to 79,220 vs 74,212 last year as rates dipped to 6.42% and inventory growth slowed to 1.49% year over year.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications
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