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Housing Crash

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Why a 2008 housing crash can’t happen again

May 14, 2026 by bp56691
Why a 2008 housing crash can’t happen again
Housing credit changed after 2005 bankruptcy reform and the qualified mortgage rule, limiting leverage and curbing ARM-era risk.
Categories Adjustable-Rate Mortgage, Housing Crash, Housing Market, HWmember, Mortgage

Credit data shows: There’s no housing crash coming

November 15, 2024 by bp56691
Credit data shows: There’s no housing crash coming
The updated New York Fed credit report shows why we won’t see a housing bubble crash anytime soon, despite what your crazy uncle thinks.
Categories Credit Score, Housing Bubble, Housing Crash, Housing Market, HWmember, Mortgage, QM rule

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