How long does it take to save for a down payment in 2025?
Homebuyers now need seven years to save for a down payment, down from 12 years in 2022, but high-cost metros remain further out of reach.
Housing Market
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Pending home sales rise in November as lower rates spur buyers
Pending home sales rose 3.3% in November, with NAR’s index hitting a reading of 79.2, and all regions posting monthly and annual gains.
Why didn’t double-digit growth in purchase apps lead to more home sales in 2025?
Despite double-digit growth in purchase applications for much of 2025, existing home sales increased only modestly from 2024.
The U.S. housing market in 2025: A year of normalization
U.S. housing inventory rose 16.4% in 2025, flattening prices and extending days on market as balance returned.
Texas proposes property tax cuts for homeowners 55+
Texas Lt. Gov. Dan Patrick’s “Operation Double Nickel” proposes lowering the senior property tax benefit age to 55 and expanding exemptions.
November sees sharp rise in U.S. mortgage delinquencies
U.S. mortgage delinquencies surged in November, reaching their highest level in over four years, primarily due to calendar effects.
Why did the growth rate of housing inventory drop by half this year?
Housing inventory growth slowed from over 30% to 13.54% in 2025 as new listings and sales trends shifted late in the year.
Existing home sales hit 9-month high with inventory at 1.43M units
Existing home sales rose for the third consecutive month, reaching a nine-month high as mortgage rates fell and inventory hit 1.43 million.
TD Bank expresses cautious optimism for affordable housing in 2026
A TD Bank survey shows that half of affordable housing professionals believe market challenges will affect their deal pipelines next year.
Distressed property auctions outperform traditional REO sales
Estimated net proceeds for auction sales were 43% higher than for traditional REO dispositions through the third quarter.