How will rising oil prices impact the U.S. housing market?
As oil spiked toward $120, the 10-year yield moved to 4.21% then eased to 4.13% while mortgage rates stayed near 6.17%.
Housing Market
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Housing demand is up and inventory is down, even with Iran conflict
Housing indicators were broadly positive last week and mortgage rates remained in the low 6s, but the Iran war poses risks.
Negative jobs report keeps mortgage rates calm amid surging oil prices
BLS reported payrolls down 92,000 and unemployment at 4.4%, as oil touched $92 and the 10-year yield reversed to near 4.12%.
Will war with Iran send mortgage rates higher or lower?
Mortgage rates ended last week at 5.99% as the 10-year hit a 2026 low, but now we have a new variable: war with Iran.
Capital One joins BPC housing affordability council
Council members share insights and contribute to policy discussions related to housing supply, affordability and access.
Rental vacancy data shows progress that can keep mortgage rates lower
Rental vacancy is 7.2% and homeowner vacancy is 1.2%, supporting shelter disinflation and steadier mortgage rates.
Housing leaders say Trump’s plan must go deeper than lower mortgage rates
Industry leaders said Trump’s address left housing affordability largely unaddressed, with more focus on tariffs and investor restrictions.
Fix-and-flip investor sentiment climbs even as 2025 activity declines
Fix-and-flip investor optimism rose sharply, yet Q4 2025 sales volume dropped to the lowest since 2015, a recent survey found.
Spreads play the superhero as mortgage rates move below 6% again
After a weekend of crazy headlines and a stock sell-off on Monday morning, bond yields are close to hitting 4% again, but mortgage rates are back under 6% once again, which is the multiyear low in recent history.
Weekly pending home sales back to year-over-year growth as we head into spring
Last week, pending home sales rose 4.6% year over year, inventory reached 700,259 and mortgage rates held near 6%.