NALHFA: HUD cuts would worsen housing affordability challenges
Jonathan Paine, executive director of NALHFA, says proposed cuts will only exacerbate existing hurdles for many Americans.
Housing Market
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Housing inventory just turned negative year over year
Housing inventory turned negative year over year as supply hit 795,921 vs 803,479 last year, with rates at 6.56%.
As Florida’s housing market finds its footing, sellers still face pricing realities
HousingWire Data shows the median list price of homes in Florida at $495,000, with the median price of new listings at $450,000.
What happens to mortgage rates if the Iran conflict is over?
Getting the 10-year yield and mortgage rates to pre-conflict lows will be harder than people think even if this conflict is truly over.
Housing demand stays firm, pushing inventory close to negative YOY
Even if we go negative year over year soon, we are in a much healthier spot with inventory than we were from 2020 to 2023.
California MBA backs $100M fund in governor’s budget proposal for wildfire rebuilding
The proposed funding is designed to expand access to construction financing for homeowners affected by last year’s Southern California wildfires by helping to bridge the gap between insurance payouts and actual rebuilding costs.
Mortgage rates are at yearly highs, but housing demand is still positive
Pending sales rose to 78,006 and purchase apps rose 7% yearly, even as mortgage rates hit highs and yields neared 4.60%.
The Clarity Act is coming: How real estate tokenization unlocks $40 trillion in dead equity
Tokenized equity could fund down payments, change PMI use, and lower HELOC-like borrowing costs if the Clarity Act passes.
Why a 2008 housing crash can’t happen again
Housing credit changed after 2005 bankruptcy reform and the qualified mortgage rule, limiting leverage and curbing ARM-era risk.
Housing demand is concentrating where affordability still works
Housing demand in 2026 is concentrating in markets where pricing, affordability and transaction activity remain aligned.