This is why the US doesn’t have a housing shortage
The builders have tried their best to manage supply with buydowns
Housing Market
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Senior homeowners could benefit as multiple states put property tax changes on the ballot
Louisiana, Oklahoma and Florida voters will make their choices in November
Inventory edges slightly higher year over year as rates rise
Inventory rose to 871,063 in mid-August as rates stayed near highs, while pending sales fell year over year and price cuts hit 41.67%.
Why 2026 foreclosure gains are not a housing crash signal
Despite all the headlines about foreclosures, the NY Fed index is below 2019 and new listings remain muted, limiting supply pressure in 2026.
Housing Market Spotlight: Price cuts and the battle for leverage
Home price cuts are nearing 2025 levels nationally, but HousingWire Data shows very different trends in Kansas City, Minneapolis and San Antonio.
Inventory is down year over year, but months of supply says the market is functioning
Inventory is down slightly year over year, but active supply near 1.54 million and 4.6 months is holding price growth to 2.0%.
Mortgage spreads keeping housing demand intact for now
Mortgage spreads at 2.01% are keeping 2026 mortgage rates near 6.74%, supporting pending sales and limiting year-over-year declines.
Will the negative jobs report hold off a September rate hike?
July payrolls fell 23,000 and revisions cut 103,000, while wage growth slowed to 3.2%, sharpening the Fed’s September decision.
The housing market defies expectations even with higher rates
Last week, as the 10-year yield hit 4.74%, weekly pending sales rose to 69,109 and while inventory increased to 872,932.
AI’s housing impact is strong — but highly localized
While more than 40% of listings nationally are seeing price cuts, some AI hubs — particularly San Francisco — continue to prove resilient.