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Housing Market

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Mortgage spreads are the hero of the 2025 housing market

September 27, 2025 by bp56691
Mortgage spreads are the hero of the 2025 housing market
Mortgage spreads are the hero of housing in 2025, quietly helping housing demand pick up even when nobody else notices.
Categories Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

The Great Stay: Why the US housing market is divided in two

September 25, 2025 by bp56691
The Great Stay: Why the US housing market is divided in two
The Great Stay is not just a housing story. The weak housing market is intertwined with a very unusual labor market.
Categories Arizona, Florida, Home Sales, Housing Inventory, Housing Market, HWmember, Real Estate, Texas

New home sales shocked, but are these numbers legit?

September 25, 2025 by bp56691
New home sales shocked, but are these numbers legit?
We got the highest levels of sales since 2022 but let’s take a look at the report and see if those numbers are legit.
Categories Homebuilders, Housing Inventory, Housing Market, HWmember, Mortgage Rates, New Home Sales, U.S. Census Bureau

Baltimore launches $6.2B housing redevelopment effort

September 24, 2025 by bp56691
Work is supported by $1.2 billion in public funding commitments and is expected to leverage an additional $5 billion from the private sector.
Categories Affordability, Baltimore, Bank of America, City of Baltimore, Homebuilders, Housing Market, HWmember, JPMorgan Chase, Maryland, PNC, Real Estate

Sun Belt leads sales volume but posts nation’s lowest absorption rate

September 22, 2025 by bp56691
Housing market efficiency varies dramatically by region with Sun Belt showing lowest absorption rate despite highest sales volume.
Categories Arizona, Artificial Intelligence, Atlanta, Boston, California, Dallas, Florida, Georgia, Housing Market, Houston, Los Angeles, Miami, Mortgage, New York, New York City, Phoenix, Pittsburgh, Real Estate, San Francisco, Seattle, Texas, West Coast

Where do mortgage rates go from here?

September 21, 2025 by bp56691
Where do mortgage rates go from here?
Our mortgage rates forecast examines where rates could go for the remainder of 2025 based on yields and spreads.
Categories 30-Year Fixed Mortgage, Federal Reserve, Housing Market, HWmember, Mortgage Rates

Have lower mortgage rates already changed the housing market?

September 20, 2025 by bp56691
Have lower mortgage rates already changed the housing market?
This weekend’s tracker focuses on how lower mortgage rates have changed the supply and demand data lines since mid-June.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Help exists for cash-strapped homebuyers — but many don’t know it

September 19, 2025 by bp56691
Three experts — a former agent, an economist and a down payment program founder — talk about the decline in housing affordability and what help is out there.
Categories Affordability, Appraisal Institute, Covid-19, Down Payment Assistance, First-Time Homebuyers, Home Prices, Homebuying, Housing Market, HWmember, Inflation, Mortgage Rates, national association of realtors

$67K to sell a home? Consumers drastically underestimate the costs

September 18, 2025 by bp56691
More than half of respondents were surprised by costs and nearly a quarter went into debt. Forty percent reported financial strain.
Categories Affordability, Data & Visuals, Existing home sales, Home Prices, Home Sales, Housing Market, HWmember, national association of realtors

Household income climbs in some big cities, outweighed by inflation in others

September 18, 2025 by bp56691
Modest income increases failed to keep pace with the roughly 3% inflation rate, meaning many households effectively lost buying power.
Categories Affordability, California, Data & Visuals, Florida, Home Price Appreciation, Home Prices, Housing Market, HWmember, Inflation, Minneapolis, Minnesota, SmartAsset, Tampa
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