Housing inventory falls as demand picks up
The growth rate of housing inventory has slowed by half, but remains up year over year for a healthier market.
Housing Market
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A 50-year mortgage could double your interest payment
Trump’s 50-year mortgage proposal could be a tough sell due to higher interest costs and regulatory limits under current Dodd-Frank rules.
Trump proposes 50-year mortgage to help affordability
Trump supports 50-year mortgages to lower monthly payments, but longer terms reduce equity and aren’t currently allowed under the Dodd-Frank Act.
Pulte says Fannie, Freddie to remain in conservatorship with IPO plans
FHFA Director Bill Pulte said Fannie Mae and Freddie Mac will remain in conservatorship while the government plans to sell up to 5% of shares.
A growing foreclosure crisis? Not according to the latest Fed data
The latest New York Fed credit report shows U.S. homeowners in strong financial health, with high equity and robust credit quality.
Mortgage spreads hit lowest level in years, keeping rates near 6%
Improved mortgage spreads have been key to lowering rates near 6% in 2025, enhancing the housing market’s stability.
Powell sends mortgage rates higher as he questions December cut
Mortgage rates rose by 14 basis points after the Fed cut rates, as Powell’s hawkish tone pushed back on December rate cut expectations.
Financially stressed homeowners are delaying essential repairs
A study found that 71% of homeowners have postponed at least one home project in 2025, and 60% are actively delaying essential maintenance.
Renters are moving more than homeowners, but US mobility is historically low
In 2024, just 11% of Americans changed their address, down from 14.3% a decade earlier and nearly half the rate of the 1960s.
Weekly home sales look stronger than normal, but there’s a catch
Recent housing data shows volatility due to holiday effects and an AWS outage, impacting pending sales and inventory figures.