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Federal Housing Administration

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FHA proposes partial claim model that drops subordinate liens

July 21, 2026 by bp56691
The Federal Housing Administration (FHA) is proposing a new structure, called Reinstatement Advance Payment (RAP), that would change how servicers document and service partial claims and payment supplements. 
Categories Federal Housing Administration, HUD, HWmember, LendingLife, Loss Mitigation, Mortgage, Origination

FHA turns attention to the ‘flipping rule’ and AVMs

May 18, 2026 by bp56691
FHA signals push to repeal its 90-day anti-flipping rule and update AVMs, while new loss-mitigation rules are tied to $2 billion in savings.
Categories Automated Valuation Model, Delinquencies, Federal Housing Administration, FHA loan, Fix and Flip, HWmember, LendingLife, Mortgage, Origination

Mortgage groups push FHA for loss mitigation extension

December 23, 2024 by bp56691
In November, the FHA proposed updates to its permanent loss-mitigation options based on lessons from the COVID-19 temporary policies.
Categories Federal Housing Administration, FHA, FHA loan, LendingLife, Loss Mitigation, Mortgage, Servicing

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