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Layoffs are blurring the retirement lines for seniors

July 7, 2025 by bp56691
For older people who wish to stay in the workforce, a layoff or buyout can radically change their financial picture.
Categories HWmember, Mortgage, Retirement, Reverse

FHA seeks input on buy now, pay later lending

July 7, 2025 by bp56691
The Federal Housing Administration (FHA) has opened a request for information on buy now, pay later (BNPL) lending as it seeks to understand its implications for housing affordability and stability.
Categories Debt, FHA, FHA loan, Government Lending, HUD, HWmember, LendingLife, Mortgage, Regulatory, Underwriting

Armando Falcon on the FHFA’s move toward crypto mortgages

July 3, 2025 by bp56691
Armando Falcon, chairman and CEO of Falcon Capital Advisors, shares how the GSEs can be prudent in piloting the use of crypto in mortgages.
Categories Bill Pulte, Cryptocurrency, Fannie Mae, FHFA, Freddie Mac, HWmember, LendingLife, Mortgage, Origination, Technology

NAMB issues support for CHLA white paper on LO compensation

June 30, 2025 by bp56691
NAMB’s letter said that the association opposes the current “rigid” interpretation of loan originator compensation regulations.
Categories CFPB, Community Home Lenders of America, HWmember, Loan Officer, Mortgage, NAMB, Regulatory, Regulatory Compliance

Tech Pulse: Fannie, Freddie move on fintech, crypto, fraud prevention

June 27, 2025 by bp56691
Fannie Mae and Freddie Mac have announced plans on fintech restructuring, use of cryptocurrency in mortgage and the fight against fraud.
Categories Artificial Intelligence, Fannie Mae, Freddie Mac, HWmember, Lenders, Lone Wolf Technologies, Mortgage, Real Estate, Real Estate Agents, Technology, Volly

FHA rescinds 12 policies as Trump administration pushes to cut red tape

June 27, 2025 by bp56691
Scott Turner, the secretary of the U.S. Department of Housing and Urban Development (HUD), which oversees the FHA, said in a statement that the rescissions are “bold, necessary and long overdue.”
Categories Appraisals, FHA, FHA loan, Flood, Government Lending, HUD, HWmember, Mortgage, Regulatory, Regulatory Compliance, Scott Turner, Underwriting

FHFA Director Bill Pulte says arrested Freddie Mac would-be bomber still contacting him

June 27, 2025 by bp56691
FHFA Director Bill Pulte said a fired Freddie Mac employee who was arrested in March for threatening to blow up the Freddie Mac building has continued to contact him.
Categories Bill Pulte, FHFA, Freddie Mac, HWmember, Mortgage, Politics, Regulatory

Moder CTO Joe Trapani: ‘The answer to everything is always data’

June 26, 2025 by bp56691
Moder CTO Joe Trapani talks about the shininess of gen AI and why it’s probably smart to always keep humans in the loop for some tasks.
Categories Artificial Intelligence, HWmember, Mortgage, Technology

Trump’s assault on DEI hasn’t ended federal efforts to stop appraisal bias

June 26, 2025 by bp56691
While the Trump administration has rolled back many regulations around appraisal bias, some remain in place.
Categories Appraisals, Appraisals and Valuations, Department of Justice, Discrimination, Fair Housing, HWmember, Legal, Mortgage, Regulatory, Rocket Mortgage, Trump Administration

Stable mortgage rate environment reshapes how LOs engage with borrowers

June 26, 2025 by bp56691
In a rare period of rate stability, lenders say that borrower mindsets — not numbers — may unlock market momentum.
Categories Federal Reserve, First-Time Homebuyers, Homebuyers, HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing
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Recent Posts

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