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LendingLife

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Fed delivers third straight rate cut, but housing market will see limited relief

December 10, 2025 by bp56691
The Federal Reserve delivered another 25-basis-point cut to its benchmark interest rate on Wednesday, setting the target range at 3.5% to 3.75%.
Categories Federal Open Market Committee, Federal Reserve, HWmember, Jerome Powell, LendingLife, Monetary Policy, Mortgage, Mortgage Rates, Regulatory

HECM endorsements spike in November amid shutdown backlog

December 2, 2025 by bp56691
Home Equity Conversion Mortgage (HECM) endorsements saw an artificial increase in November due to the government shutdown, an effect that may continue into December.
Categories HECM, HMBS, HWmember, LendingLife, New View Advisors, Reverse, Reverse Market Insight, Reverse Mortgage Daily

MBA lays out proposed changes for federal reverse mortgage programs

December 1, 2025 by bp56691
MBA proposes seven reforms for the HECM and HMBS programs, including new securitization options and changes to mortgage insurance premiums.
Categories FHA, Ginnie Mae, HECM, HMBS, HUD, HWmember, LendingLife, Mortgage Bankers Association, Reverse, Reverse Mortgage Daily

Mortgage credit report costs could jump 50% in 2026

November 21, 2025 by bp56691
Credit report prices for mortgage lenders will increase by up to 50% in 2026, despite regulatory efforts to boost competition.
Categories Credit Score, Equifax, Experian, FICO, HWmember, LendingLife, Mortgage, Origination, TransUnion, VantageScore, Xactus

Bill Ackman’s GSE proposal faces hurdles on capital, Treasury forgiveness

November 19, 2025 by bp56691
Uncertainties around capital requirements would limit share value, according to Keefe, Bruyette and Woods (KBW) analysts. 
Categories Fannie Mae, Freddie Mac, GSE Reform, HWmember, IPO, Keefe, Bruyette & Woods, LendingLife, Mortgage, Politics

Figure unveils industry-first blockchain stock offering

November 18, 2025 by bp56691
The company said the shares, called Blockchain Stock, will be issued and settled exclusively on the Provenance Blockchain.
Categories Blockchain, Cryptocurrency, Figure Technologies, HWmember, LendingLife, Mike Cagney, Mortgage, Stock Market, Technology

Figure’s marketplace accelerates with $2.5B in Q3 volume

November 14, 2025 by bp56691
Figure Technology Solutions reached $2.5 billion in consumer loan marketplace volume in the third quarter of 2025, a 70% year-over-year increase.
Categories Earnings, Figure Technologies, HELOCs, Home Equity, HWmember, LendingLife, Mortgage, Origination

FHFA eyes assumable and portable mortgages, raising questions for lenders

November 12, 2025 by bp56691
Bill Pulte said this week that the Federal Housing Finance Agency (FHFA) may allow Fannie Mae and Freddie Mac to offer assumable or portable mortgages.
Categories assumable mortgage, Bill Pulte, FHFA, HWmember, LendingLife, Mortgage, Mortgage Servicing, Origination, Underwriting

Exclusive: NFM Lending grows footprint with Homespire Mortgage acquisition

November 7, 2025 by bp56691
Two Maryland-based retail mortgage lenders struck an M&A deal this week as NFM Lending has agreed to acquire Homespire Mortgage.
Categories HWmember, Lenders, LendingLife, Maryland, Mergers and Acquisitions, Mortgage, Origination, Retail Lending

loanDepot’s Q3 loss narrows as revenue climbs 14%

November 6, 2025 by bp56691
loanDepot CEO Anthony Hsieh reiterated confidence in the company’s ability to “profitably regain market share.”
Categories Anthony Hsieh, Earnings, HWmember, LendingLife, loanDepot, Mortgage, Origination
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