HMBS – Cantilever Real Estate

Appeals court sides with Ginnie Mae in Texas Capital Bank’s reverse mortgage lawsuit

October 14, 2026 by bp56691

The ruling is a signal to warehouse and DIP lenders that financing structures secured by HMBS-related tails may be vulnerable if Ginnie Mae exercises extinguishment remedies

FOA leads July HECM endorsements while HMBS issuance remains weak

August 3, 2026 by bp56691

Home Equity Conversion Mortgage endorsement declined in July after an uptick in June, while HECM Mortgage-Backed Securities issuance remained near the lowest levels seen since 2009, according to data released Monday by New View Advisors.

Mutual of Omaha remains No. 1 as HECM endorsements fall 4.7% in May

June 1, 2026 by bp56691

May HECM endorsements fell to 1,967, down 4.7% from April. Mutual of Omaha Mortgage led with 423 and a 21.5% market share.

Proprietary reverse mortgage market share continues to climb

January 14, 2026 by bp56691

New View Advisors, which released its initial quarterly index at the end of October, estimated that private-label loans started 2025 with a market share of about 30%. Based on volume in December, that figure grew to represent 45% of originations.

New View Advisors floats sweeping changes to HECM, HMBS programs

December 12, 2025 by bp56691

New View Advisors urges HUD to cut upfront MIP and simplify HECM products, citing rising private-label share and MMI Fund strength.

NRMLA speaks out on the future of federal reverse mortgage programs

December 8, 2025 by bp56691

After federal housing leaders issued a request for information in October about the future of two key reverse mortgage programs, the National Reverse Mortgage Lenders Association (NRMLA) weighed in last week with a detailed list of suggestions.

HECM endorsements spike in November amid shutdown backlog

December 2, 2025 by bp56691

Home Equity Conversion Mortgage (HECM) endorsements saw an artificial increase in November due to the government shutdown, an effect that may continue into December.

MBA lays out proposed changes for federal reverse mortgage programs

December 1, 2025 by bp56691

MBA proposes seven reforms for the HECM and HMBS programs, including new securitization options and changes to mortgage insurance premiums.

Reverse mortgage production metrics took a tumble in August

September 3, 2025 by bp56691

Despite a sharp decline in August endorsements, wholesale sponsors like Longbridge and Finance of America helped to sustain volumes.

Reverse mortgage metrics dipped slightly in June

July 2, 2025 by bp56691

The high mortgage rates that have stymied the broader housing market continue to put a lid on reverse mortgage activity too.