MBA chief economist says mortgage rates, inflation will stay elevated through 2026
MBA’s Mike Fratantoni expects 2026 inflation near 4% and no Fed cuts, keeping mortgage rates and bond yields elevated.
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HousingWire Mortgage Rankings: How top LOs dominated government lending in 2025
Navy veterans Jason Smith and Martin Medve used their mastery of guidelines and a niche borrower focus to dominate FHA and VA lending in 2025.
Better bets on ChatGPT as the new front door for origination
Better says Tinman makes underwriting accessible through ChatGPT, shifting decisions from LOS workflows into an AI layer for lenders.
UWM tried for its first acquisition, then its stock fell and the math stopped working
Analysts pointed to a sharp decline in UWM’s stock price as a key factor, while the company said this has nothing to do with its fundamentals.
HousingWire Mortgage Rankings: The playbook for the top-producing LOs of 2025
For the industry’s top-producing LOs in 2025, success ultimately hinged on relying on trusted partners, educating borrowers and investing in the quality of their service.
The GSEs updated their rules for condo loans. Will they be helpful or harmful?
Fannie Mae and Freddie Mac revised condo project and insurance rules, easing some costs but tightening reserve and review requirements.
Trump’s mortgage order sets stage for regulatory shift, draws consumer backlash
President Donald Trump’s executive order targeting mortgages addresses several concerns raised by banks and nonbanks, which have largely welcomed it as a road map for regulatory change. But it’s also receiving pushback from consumer advocates.
Banks eye bigger role in mortgages as regulators reconsider capital rules
Top banks in the mortgage space have relied on a similar playbook for years, but they say they could become more aggressive if upcoming changes to capital rules provide more flexibility.
Federal judge blocks DOJ subpoenas targeting Federal Reserve Chair Powell
A federal judge on Friday blocked subpoenas that the U.S. Department of Justice (DOJ) served the Federal Reserve in a case involving Jerome Powell’s Congressional testimony on the central bank’s headquarters renovation.
loanDepot reports $108M loss in 2025 even as volume, margins improve
loanDepot cut its 2025 net loss to $108 million as revenue rose 12% to $1.19 billion, but margins fell to 324 bps in Q4.