VantageScore – Cantilever Real Estate

Secondary mortgage market waits for data, creates workarounds amid shift to alternative credit scores

June 4, 2026 by bp56691

In the secondary market, investors and credit rating agencies are awaiting additional performance data while developing workarounds to keep loans moving through the system.

Rocket Mortgage, Rocket Pro adopt VantageScore 4.0

May 21, 2026 by bp56691

Rocket began using VantageScore 4.0 with Classic FICO, as FHFA pilots the model and lenders delivered $10 million in loans to Freddie Mac.

UWM adds VantageScore alongside FICO for conventional loans

April 29, 2026 by bp56691

UWM will show FICO and VantageScore on no-cost credit reports for conventional loans, aligning with FHFA pilot plans.

Mortgage credit report costs could jump 50% in 2026

November 21, 2025 by bp56691

Credit report prices for mortgage lenders will increase by up to 50% in 2026, despite regulatory efforts to boost competition.

Equifax slashes VantageScore 4.0 pricing as FICO launches new reseller model

October 7, 2025 by bp56691

Equifax announced changes to its pricing strategy following Fair Isaac Corp.’s rollout of a new program that allows tri-merge resellers to calculate and distribute its scores directly to mortgage lenders.

VantageScore 4.0 is coming. But much work needs to be done

July 16, 2025 by bp56691

Mortgage technology firms, credit reporting bureaus, resellers and the GSEs are feverishly working to get VantageScore 4.0 off the ground.

FHFA clarifies key VantageScore 4.0 implementation questions

July 15, 2025 by bp56691

A week after the initial announcement, FHFA Director Bill Pulte answered several key questions about the implementation of VantageScore 4.0.

VantageScore mortgage usage plunged 42% in 2024

April 28, 2025 by bp56691

VantageScore credit score usage by the mortgage industry dropped in 2024, ahead of widespread changes expected in credit reporting in the coming years.

VantageScore unveils mortgage resources to ease the transition to 4.0 credit model

November 18, 2024 by bp56691

In preparation for widespread credit scoring changes, leading credit-score and data analytics company VantageScore has launched a Mortgage Resource Center to support lenders transitioning to the VantageScore 4.0 credit model.