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Is the lock-in effect loosening its grip on housing? Realtor.com thinks so

January 14, 2026 by bp56691
Is the lock-in effect loosening its grip on housing? Realtor.com thinks so
U.S. homeowners who carry mortgages with rates of 6% or more now outnumber those with rates below 3%.
Categories Data & Visuals, FHFA, Homebuying, Housing Market, HWmember, Mortgage Rates, Real Estate, Realtor.com

Lower mortgage rates support steady new home sales

January 13, 2026 by bp56691
Lower mortgage rates support steady new home sales
The long-delayed report shows new home sales reached 737,000 in October 2025, up 18.7% from last year, as mortgage rates fall near 6%
Categories Housing Market, HWmember, Mortgage Rates, New Home Sales, U.S. Census Bureau

Cost of retirement comfort soars, leaving most far short

January 13, 2026 by bp56691
Survey insights point to a widening gap between what retirees believe is required to retire comfortably and what most actually have.
Categories Affordability, baby boomer, Homeownership, HWmember, Retirement, Reverse, Reverse Mortgage Daily

NAMB urges FHA to end lifetime mortgage insurance rule

January 13, 2026 by bp56691
NAMB urges FHA to end its lifetime mortgage insurance rule, citing outdated policies and improved financial conditions for the MMI Fund.
Categories FHA, FHA loan, Government Lending, HWmember, LendingLife, Mortgage, Mortgage Insurance, NAMB, Regulatory

U.S. housing inventory growth slows to 10% as demand reshapes the 2026 market

January 12, 2026 by bp56691
Inventory growth has slowed to 10% year over year as demand drives a more balanced and seasonal 2026 housing market, according to HousingWire data.
Categories Artificial Intelligence, Data & Analytics, Housing Market, Housing Market Data, HWmember

Skyrocketing health care costs threaten early retirement

January 12, 2026 by bp56691
Enhanced Affordable Care Act subsidies expired at the end of 2025 — leaving 24 million people facing a sharp rise in health insurance costs.
Categories Affordability, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily

Merger forms largest Arizona REMAX brokerage

January 12, 2026 by bp56691
Combined operations will work under the RE/MAX Fine Properties name and maintain nine offices across the state.
Categories Arizona, Brokerage, HWmember, Mergers and Acquisitions, Real Estate, REMAX

Justin Demola joins Equifax as SVP of mortgage and housing

January 12, 2026 by bp56691
Justin Demola, the former president of Lenders One Mortgage Cooperative, announced he has joined Equifax as SVP of mortgage and housing.
Categories Altisource, Equifax, HWmember, Lenders One, Mortgage, People Movers, Team Leaders

The impact of lower mortgage rates on housing inventory

January 11, 2026 by bp56691
The impact of lower mortgage rates on housing inventory
U.S. housing inventory growth slowed to 9.99% year-over-year last week as mortgage rates near 6% and price cuts reach 34.7%.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

December jobs data continues to support lower mortgage rates

January 10, 2026 by bp56691
December jobs data continues to support lower mortgage rates
December jobs growth slowed to 50,000, keeping mortgage rates near 6% with steady and Trump’s MBS move supporting better spreads.
Categories Housing Market, Housing Starts, HWmember, Jobs Report, Mortgage, Mortgage Rates
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