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The CFPB may be frozen, but RESPA hasn’t gone away

February 10, 2025 by bp56691
Regulatory experts weigh in on what Russell Vought’s decision to shut off CFPB funding means for the enforcement of RESPA and UDAAP
Categories CFPB, HWmember, Real Estate, Real Estate Settlement Procedures Act, Regulatory, Regulatory Compliance, Trump Administration

ICE adds rate lock comparison tool to Encompass

February 10, 2025 by bp56691
ICE’s rate lock comparison tool in Encompass enables lenders to detect and adjust for loan changes that may affect pricing & eligibility.
Categories Encompass, HWmember, ICE Mortgage Technology, Mortgage, Origination, Rate Lock, Technology

Illinois Realtors’ leaders discuss market challenges and growth opportunities

February 10, 2025 by bp56691
Tracey Velt sits down with Illinois Realtors president Tommy Choi and CEO Jeff Baker to discuss challenges, opportunities and education.
Categories Chicago, HWmember, Illinois, Podcasts, Real Estate, Real Estate Agents

FOA’s James Mittleman looks ahead at 2025 with AAG integration in rearview

February 10, 2025 by bp56691
The FOA/AAG integration is largely complete and is giving the company an optimistic outlook for 2025, according to its senior vice president of retail sales.
Categories AAG, Finance of America, HWmember, LendingLife, Retail Lending, Reverse

Rocket makes a Super Bowl commercial comeback

February 10, 2025 by bp56691
The ad aired nationally during the second quarter and was set to a reimagined version of John Denver’s “Take Me Home, Country Roads.”
Categories HWmember, Marketing, Mortgage, Rocket Mortgage

‘Not Saying We’re the Best’: Homes.com airs two Super Bowl ads

February 9, 2025 by bp56691
The CoStar-owned residential listing platform is airing two more Super Bowl ads this year, again featuring Dan Levy and Heidi Gardner.
Categories Andy Florance, CoStar Group, Homes.com, HWmember, Real Estate

Vought shuts down most of CFPB’s functions, cuts off funding

February 9, 2025 by bp56691
Russell Vought, the new acting director of the CFPB, is shutting down most of its functions and has cut off its funding.
Categories CFPB, Federal Reserve, HWmember, Mortgage, Regulatory

Better mortgage spreads are capping rates in 2025

February 8, 2025 by bp56691
Better mortgage spreads are capping rates in 2025
Better mortgage spreads are limiting how high mortgage rates can rise in 2025, which is in contrast to what we’ve seen in recent years.
Categories Housing Inventory, Housing Market Tracker, HWmember, Mortgage, Mortgage Rates, New listings, Origination, Purchase Applications

A timeline of what’s happening at the CFPB under Trump

February 8, 2025 by bp56691
President Trump’s shake-up of the CFPB continues. Here’s a timeline of everything that’s happened at the bureau since Trump’s inauguration.
Categories CFPB, Donald Trump, HWmember, Mortgage, Origination, Regulatory, Rohit Chopra

Project 2025 architect Russell Vought takes over CFPB

February 8, 2025 by bp56691
Russell Vought, an architect of Project 2025 and the current head of OMB, is the new acting head of the CFPB.
Categories CFPB, Elon Musk, HWmember, Mortgage, Regulatory, Rohit Chopra, Trump Administration
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