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Bill Pulte

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FHFA clarifies key VantageScore 4.0 implementation questions

July 15, 2025 by bp56691
FHFA clarifies key VantageScore 4.0 implementation questions
A week after the initial announcement, FHFA Director Bill Pulte answered several key questions about the implementation of VantageScore 4.0.
Categories Bill Pulte, credit report, FHFA, FICO, HWmember, Mortgage, Regulatory, VantageScore

Westcor joins Fannie Mae title waiver pilot

July 11, 2025 by bp56691
The pilot, relaunched by Fannie Mae in March 2024, allows approved mortgage lenders to use an automated title review process.
Categories Affordability, American Land Title Association, Bill Pulte, Fannie Mae, FHFA, HWmember, Mortgage, Title, Title insurance

Armando Falcon on the FHFA’s move toward crypto mortgages

July 3, 2025 by bp56691
Armando Falcon, chairman and CEO of Falcon Capital Advisors, shares how the GSEs can be prudent in piloting the use of crypto in mortgages.
Categories Bill Pulte, Cryptocurrency, Fannie Mae, FHFA, Freddie Mac, HWmember, LendingLife, Mortgage, Origination, Technology

FHFA Director Bill Pulte says arrested Freddie Mac would-be bomber still contacting him

June 27, 2025 by bp56691
FHFA Director Bill Pulte said a fired Freddie Mac employee who was arrested in March for threatening to blow up the Freddie Mac building has continued to contact him.
Categories Bill Pulte, FHFA, Freddie Mac, HWmember, Mortgage, Politics, Regulatory

New listings slowdown shows lack of home seller stress in 2025

June 21, 2025 by bp56691
New listings slowdown shows lack of home seller stress in 2025
during the years of the housing bubble crash, new listings were soaring between 250,000 and 400,000 per week for many years.
Categories Bill Pulte, Donald Trump, Housing Market, Housing Market Tracker, HWmember, Jerome Powell, Mortgage Rates, New listings, Purchase Applications

FHFA Director Bill Pulte calls on Fed Chair Powell to resign

June 19, 2025 by bp56691
FHFA Director Bill Pulte calls on Fed Chair Powell to resign
FHFA Director Bill Pulte called for Fed Chair Jerome Powell to resign today, shortly after President Trump demanded Powell lower rates.
Categories Bill Pulte, Federal Reserve, Housing Market, HWmember, Jerome Powell, Politics

Mat Ishbia: GSEs acting ‘private’ in conservatorship could be best of both worlds

June 2, 2025 by bp56691
Mat Ishbia, president and CEO of United Wholesale Mortgage, is confident that if ending the conservatorship results in higher rates, it’s unlikely the government will move forward with it.
Categories Bill Pulte, Donald Trump, Fannie Mae, Freddie Mac, GSE Reform, HWmember, LendingLife, Mat Ishbia, Mortgage, Regulatory, Trump Administration, United Wholesale Mortgage

Updated list of Bill Pulte’s actions that impact FHFA, GSEs

May 30, 2025 by bp56691
Here is a list of Bill Pulte’s actions at the FHFA or the GSEs since he was announced as President Trump’s nominee and took office in March.
Categories Bill Pulte, Fannie Mae, FHFA, Freddie Mac, GSE Reform, GSEs, HWmember, Mortgage, Regulatory, Trump Administration

Will an implicit guarantee keep mortgage rates from rising after release of GSEs?

May 28, 2025 by bp56691
Will mortgage rates rise if the government releases the GSEs from conservatorship? It depends on whether there is a government guarantee.
Categories Bill Pulte, Conservatorship, Department of the Treasury, GSE Reform, Housing Market, HWmember, Mortgage Rates, Politics, Regulatory, Scott Bessent

Trump says he’s giving “serious consideration” to releasing Fannie Mae, Freddie Mac

May 21, 2025 by bp56691
President Trump said he would be making a decision on releasing Fannie Mae and Freddie Mac from conservatorship “in the near future.”
Categories Bill Pulte, Conservatorship, Donald Trump, FHFA, GSE Reform, GSEs, HWmember, Mortgage, Politics, Regulatory
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