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Arizona homebuilders challenge groundwater restrictions

July 30, 2025 by bp56691
Developers and regulators are locked in a deepening dispute over how to manage the state’s finite water supplies.
Categories Arizona, Climate Change, homebuilder, Homebuilders, HWmember, Real Estate, Regulatory, Regulatory Compliance

California creates office dedicated to housing, homelessness issues

July 21, 2025 by bp56691
Restructuring aims to better integrate and administrate response to the state’s housing and homelessness challenges.
Categories Affordability, California, Home Prices, Homebuilders, Homelessness, Housing Inventory, Housing Market, HUD, Politics, Regulatory, Regulatory Compliance

VantageScore 4.0 is coming. But much work needs to be done

July 16, 2025 by bp56691
Mortgage technology firms, credit reporting bureaus, resellers and the GSEs are feverishly working to get VantageScore 4.0 off the ground.
Categories Bill Pulte, Fannie Mae, FHFA, FICO, Freddie Mac, HWmember, LendingLife, Mortgage, Origination, Regulatory, VantageScore

FHFA clarifies key VantageScore 4.0 implementation questions

July 15, 2025 by bp56691
FHFA clarifies key VantageScore 4.0 implementation questions
A week after the initial announcement, FHFA Director Bill Pulte answered several key questions about the implementation of VantageScore 4.0.
Categories Bill Pulte, credit report, FHFA, FICO, HWmember, Mortgage, Regulatory, VantageScore

Trump administration ‘effectively disbands’ the PAVE task force

July 10, 2025 by bp56691
The Trump administration announced Thursday that it has ended the major policy provisions of the Biden-era PAVE task force.
Categories Appraisals, Appraisals and Valuations, Biden Administration, Discrimination, HUD, HWmember, Politics, Real Estate, Regulatory, Trump Administration

HUD offers foreclosure relief to Texans saddled by floods

July 8, 2025 by bp56691
The 90-day moratorium bars foreclosures on FHA-insured mortgages in Kerr County’s federally declared disaster area.
Categories Disaster Relief, Flood, Foreclosure, Government Lending, HUD, HWmember, Mortgage, Regulatory, Scott Turner, Texas

FHA seeks input on buy now, pay later lending

July 7, 2025 by bp56691
The Federal Housing Administration (FHA) has opened a request for information on buy now, pay later (BNPL) lending as it seeks to understand its implications for housing affordability and stability.
Categories Debt, FHA, FHA loan, Government Lending, HUD, HWmember, LendingLife, Mortgage, Regulatory, Underwriting

State AGs oppose HUD’s plan to roll back fair housing marketing rules

July 3, 2025 by bp56691
The proposed rule would eliminate federal requirements prohibiting discriminatory marketing of affordable housing.
Categories Affordable Housing, California, Discrimination, Fair Housing, Housing Market, HUD, HWmember, Marketing, Regulatory, Regulatory Compliance

NAMB issues support for CHLA white paper on LO compensation

June 30, 2025 by bp56691
NAMB’s letter said that the association opposes the current “rigid” interpretation of loan originator compensation regulations.
Categories CFPB, Community Home Lenders of America, HWmember, Loan Officer, Mortgage, NAMB, Regulatory, Regulatory Compliance

HUD announces three senior leadership additions

June 27, 2025 by bp56691
Friday’s staff appointments followed the swearing-in of Andrew Hughes, the former HUD chief of staff, as deputy secretary.
Categories Housing Market, HUD, HWmember, People Movers, Regulatory, Scott Turner, Trump Administration
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