Origination – Cantilever Real Estate

FHA proposes partial claim model that drops subordinate liens

July 21, 2026 by bp56691

The Federal Housing Administration (FHA) is proposing a new structure, called Reinstatement Advance Payment (RAP), that would change how servicers document and service partial claims and payment supplements.

UWM broker ultimatum tied to 5 bps price drop at rivals

July 14, 2026 by bp56691

United Wholesale Mortgage’s 2021 move to bar its broker partners from also sending loans to Rocket Mortgage drove an average price decrease of 5 basis points per loan at companies not targeted by the policy, according to a new academic paper.

Mortgage and real estate battle for the top of the funnel

June 8, 2026 by bp56691

With interest rates in a higher-for-longer environment, mortgage and real estate companies have realized that long-term survival requires market share growth via M&A.

Secondary mortgage market waits for data, creates workarounds amid shift to alternative credit scores

June 4, 2026 by bp56691

In the secondary market, investors and credit rating agencies are awaiting additional performance data while developing workarounds to keep loans moving through the system.

Achieve expands fixed-rate HELOC with $700,000 cap

June 4, 2026 by bp56691

Achieve raised its fixed-rate HELOC cap to $700,000 and lowered the starting APR to 5.5%, with up to 90% LTV and 50% DTI.

Mutual of Omaha remains No. 1 as HECM endorsements fall 4.7% in May

June 1, 2026 by bp56691

May HECM endorsements fell to 1,967, down 4.7% from April. Mutual of Omaha Mortgage led with 423 and a 21.5% market share.

HouseAmerica Financial joins All Western Mortgage

May 22, 2026 by bp56691

HouseAmerica Financial joins All Western Mortgage, a $500M lender, as AWM targets $3B in 2026 funding and expands in California.

House passes bill hiking VA mortgage refi fees to fund expanded veterans’ benefits

May 22, 2026 by bp56691

The U.S. House of Representatives on Thursday passed a bill that increases benefits for veterans and their surviving families, offsetting the cost by raising fees on VA refinance transactions.

Rocket Mortgage, Rocket Pro adopt VantageScore 4.0

May 21, 2026 by bp56691

Rocket began using VantageScore 4.0 with Classic FICO, as FHFA pilots the model and lenders delivered $10 million in loans to Freddie Mac.

Land leases, ARM buydowns emerge as lending options while mortgage rates stay elevated

May 20, 2026 by bp56691

Mortgage lenders are getting creative to combat the housing affordability crisis fueled by rising interest rates, rolling out novel products and blending existing options to keep borrowers in the market.