The Gathering: How is AI reshaping mortgage lending and servicing?
Pennymac, Fairway and CreditXpert highlight ways for AI to positively impact the mortgage process for current or prospective borrowers.
Origination
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UWM adds VantageScore alongside FICO for conventional loans
UWM will show FICO and VantageScore on no-cost credit reports for conventional loans, aligning with FHFA pilot plans.
CrossCountry raises bid for Two Harbors after rival offer from UWM
Two Harbors announced Tuesday that it amended its merger agreement to increase the all-cash price CrossCountry will pay to $11.30 per share.
The Gathering 2026: Mortgage execs debate the hidden risks of credit score reform
Mortgage industry executives say the shift to new credit score models and lender choice could raise mortgage delinquencies, reshape pricing grids at the government-sponsored enterprises (GSEs) and ultimately push costs back onto borrowers, even if the costs for scores fall on the front end.
loanDepot, Figure team up on streamlined home loan and equity products
loanDepot is partnering with Figure to power its 5×5 HomeLoan, promising approvals in minutes and funding in days across all 50 states.
HousingWire Mortgage Rankings: How top LOs dominated government lending in 2025
Navy veterans Jason Smith and Martin Medve used their mastery of guidelines and a niche borrower focus to dominate FHA and VA lending in 2025.
Better bets on ChatGPT as the new front door for origination
Better says Tinman makes underwriting accessible through ChatGPT, shifting decisions from LOS workflows into an AI layer for lenders.
PartnerOne finalizes acquisition of Mortgage Cadence
PartnerOne has completed its acquisition of Mortgage Cadence, adding another long-standing mortgage technology platform to the portfolio of the global enterprise software group.
HousingWire Mortgage Rankings: The playbook for the top-producing LOs of 2025
For the industry’s top-producing LOs in 2025, success ultimately hinged on relying on trusted partners, educating borrowers and investing in the quality of their service.
Optimal Blue’s Mike Vough on borrowers staying rate anchored into 2026
Optimal Blue’s Mike Vough says borrowers remain anchored to low mortgage rates as February’s refi share slipped to 41% and ARMs rose to 10%.